981 N Vulcan Ave, Apt 7, Encinitas, CA 92024 Property Records

San Diego County property record for 981 N Vulcan Ave, Apt 7, Encinitas, CA 92024

Property Summary

Property Type	Condominium
Details	2 bd · 1.5 ba · 960 sqft · built 1977
Lot Size	0.58 acres (25,274 sqft)
Owner	Individual Name on Record
Last Sale	$940,000 (Aug 2026)
Tax Bill	$7,860 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Mar 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`254-324-59-07`

Property Details

APN / Parcel Number

Primary APN	`254-324-59-07`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	960 sqft Living Area

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Condo/Apartment
Lot Area	25,274 sqft (0.58 acres)

Location & Zoning

Street Address	981 N VULCAN AVE, 7
City	ENCINITAS
State	CA
Zip	92024-1722
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	N-R20
Legal Description	LOT 1 US 7 PER DOC82-338295&UND INT IN TR 010407
Legal Subdivision	NO 4126
Legal Tract	010407
Legal Block	3
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3006
Census Tract	17701

Owner

Source: San Diego County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	172 FAWN DR, SEDONA, AZ 86336-7044
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2026	Grant Deed, Transfer · Conventional Mortgage WASS LENDING LLC
Mar 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage MORGAN HOME LOAN FUNDING CORP
Mar 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage MORGAN HOME LOAN FUNDING CORP
Jan 7, 2019	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Jan 7, 2019	Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2026 · Amount on Record
Deed Sale	Aug 31, 2026 · Amount on Record
Prior Sale	Jan 7, 2019 · Amount on Record
Deed Document Number	2026256061
Prior Transfer Date	Aug 8, 2025
Prior Transfer Doc	0000222407
Record Updated	Oct 29, 2026

August 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 31, 2026
Property Address	981 N VULCAN AVE, 7, ENCINITAS, CA 92024-1722
Document Number	0000256061
Instrument Date	Aug 24, 2026
Instrument	2026256061
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$104,434.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	172 FAWN DR, SEDONA, AZ 86336-7044

Mortgage

Document Number	0000256062,
Date	Aug 31, 2026
Instrument	2026256062

Lender

Name	WASS LENDING LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	981 N VULCAN AVE APT 7, 7, ENCINITAS, CA 92024-1722
Transaction Type	Mortgage
Record Updated	Mar 23, 2021
Title Company	CORINTHIAN TITLE-SD, CORINTHIAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	981 N VULCAN AVE 7, 7, ENCINITAS, CA 92024-1722

Mortgage

Document Number	0000182506
Date	Mar 9, 2021
Instrument	2021-0182506

Lender

Name	MORGAN HOME LOAN FUNDING CORP
Type	Mortgage Company
Address	SAN DIEGO, CA 92126

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	981 N VULCAN AVE APT 7, 7, ENCINITAS, CA 92024-1722
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CORINTHIAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000138563
Date	Mar 17, 2020
Instrument	2020-0138563

Lender

Name	MORGAN HOME LOAN FUNDING CORP
Type	Mortgage Company
Address	SAN DIEGO, CA 92126

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 7, 2019
Property Address	981 N VULCAN AVE APT 7, 7, ENCINITAS, CA 92024-1722
Document Number	0000005766
Instrument Date	Nov 9, 2018
Instrument	5766
Transaction Type	Transfer
Record Updated	Jan 14, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1964 HIGH RIDGE AVE CARLSBAD CA 920083762, CARLSBAD, CA 92008-3762

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 7, 2019
Property Address	981 N VULCAN AVE APT 7, 7, ENCINITAS, CA 92024-1722
Document Number	0000005767
Instrument Date	Nov 9, 2018
Instrument	5767
Transaction Type	Transfer
Record Updated	Jan 14, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$660.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	981 N VULCAN AVE #7 ENCINITAS CA 920241722, 7, ENCINITAS, CA 92024-1722

Mortgage

Document Number	5768
Date	Jan 7, 2019
Instrument	5768

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 6, 2049

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$682,689 (+2%) Land $559,315 Building $123,374
2025	$7,860.00 (+7.36%)	$669,304 (+4.04%) Land $548,349 Building $120,955
2023	$7,321.00 (+2.49%)	$643,316 Land $527,057 Building $116,259
2022	$7,143.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN DIEGUITO WD serves 40,405 people · EPA ID CA3710021
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2022
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 559 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ting Fiber	2,000 / 2,000
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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