981 N Vulcan Ave, Apt 10, Encinitas, CA 92024 Property Records

San Diego County property record for 981 N Vulcan Ave, Apt 10, Encinitas, CA 92024

Property Summary

Property TypeCondominium
Details2 bd · 1.5 ba · 960 sqft · built 1977
Lot Size0.58 acres (25,274 sqft)
OwnerIndividual Name on File
Last Sale$250,000 (Jan 2002)
Tax Bill$4,634 (2025)
Deeds & MortgagesMar 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN254-324-59-10

Property Details

APN / Parcel Number

Primary APN254-324-59-10

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Building Area960 sqft Living Area

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Architectural StyleCondo/Apartment
Lot Area25,274 sqft (0.58 acres)

Location & Zoning

Street Address981 N VULCAN AVE, 10
CityENCINITAS
StateCA
Zip92024-1722
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeN-R20
Legal DescriptionLOT 1 US 10PER DOC82-338295&UND INT IN TR 010407
Legal SubdivisionSAN DIEGO #4126
Legal Tract010407
Legal Block3
Legal Lot Number1
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group3
Census Block3006
Census Tract17701

Owner

981 N Vulcan Ave, Apt 10 is owned by an individual who acquired it in April 2008.

Source: San Diego County records, as of July 28, 2026

Owner of RecordIndividual Name on File
Mailing Address244 BARLOW LN, MORRO BAY, CA 93442-2707
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 16, 2002 · Amount on File
Deed SaleJan 16, 2002 · Amount on File
Prior SaleJul 24, 1990 · Amount on File
Deed Document Number200236712
Last Transfer DateApr 10, 2008
Transfer Doc0000202768
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address981 N VULCAN AVE APT 10, 10, ENCINITAS, CA 92024-1722
Transaction TypeMortgage
Record UpdatedApr 5, 2021
Title CompanyATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address244 BARLOW LN, MORRO BAY, CA 93442-2707

Mortgage

Document Number0000231555
DateMar 25, 2021
Instrument2021-0231555
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueApr 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 981 N Vulcan Ave, Apt 10 was $4,634.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEncinitas City
Elementary School DistrictEncinitas Union Elementary School District (KG - 06)
Secondary School DistrictSan Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$376,689 (+2%) Land $226,015 Building $150,674
2025$4,634.00$369,304 Land $221,584 Building $147,720
2023$4,280.00 (+2.84%)$354,966 Land $212,981 Building $141,985
2022$4,162.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 981 N Vulcan Ave, Apt 10 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimJan 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 981 N Vulcan Ave, Apt 10 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAN DIEGUITO WD
serves 40,405 people · EPA ID CA3710021
Water SourcePurchased surface water from several systems
Last State InspectionJun 2022
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 559 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ting
Fiber
2,000 / 2,000
Cox Communications
Cable
2,000 / 100
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: Verizon.

Nearby Properties on N Vulcan Ave

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