St. Charles County property record for 981 Midpoint Dr, O Fallon, MO 63366 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 1999 |
| Square Footage | 3,071 sqft Living Area |
| Lot Size | 9,148 sqft (0.21 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $260,000 (2003) |
| Tax Bill | $5,709.00 (2025) |
| Primary APN | T992400232 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 8 Rooms |
| Building Area | 3,071 sqft Living Area |
| 1st Floor | 1,739 sqft 1st Floor |
| Basement Area | 1,712 sqft Basement |
| Finished Basement | 1,500 sqft Finished |
| Stories | 2 Stories |
| Fireplace | Single Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1999 |
|---|---|
| Architectural Style | Other Style |
| Exterior Material | Brick/Stone (Brick and/or Stone) Exterior |
| Lot Area | 9,148 sqft (0.21 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Porch | 1 Porch |
| Porch Area | 120 sqft Porch |
| Topography | Rolling Topography |
| Sewage | Sewage Connected |
|---|---|
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | T992400232 |
|---|---|
| Old Parcel Number | T992400232 |
| Street Address | 981 MIDPOINT DR |
| City | O FALLON |
| State | MO |
| Zip | 63366-5909 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | TURTLE CREEK #5 LOT 54 |
| Legal Range | 03E |
| Legal Township | 47N |
| Legal Subdivision | TURTLE CREEK #5 |
| Legal Lot Number | 54 |
| Jurisdiction | ST CHARLES MO |
| Minor Civil Division | LAKE ST. LOUIS |
| Census Blockgroup | 3 |
| Census Block | 3012 |
| Census Tract | 311712 |
Source: St. Charles County records · APN T992400232
Assessment roll updated July 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 981 MIDPOINT DR, O FALLON, MO 63366-5909 |
| Occupancy | Owner Occupied |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 16, 2003 · Amount on Record |
| Deed Sale | Jun 16, 2003 · Amount on Record |
| Prior Sale | Feb 29, 2000 |
| Deed Doc Number | 0034631672 |
| Deed Book / Page | 3463 / 1672 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 981 MIDPOINT DR, O FALLON, MO 63366-5909 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2021 |
| Name | Verified Name |
|---|---|
| Address | 981 MIDPOINT DR, O FALLON, MO 63366-5909 |
| Document Number | 2021R029832 |
|---|---|
| Date | Apr 06, 2021 |
| Instrument | 2021R-029832 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 01, 2036 |
Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,709.00 | $89,147 (+11.2%) | $469,194 (+11.2%) Land $61,540 Building $407,654 |
| 2023 | $80,170 | ||
| 2022 | $421,949 Land $50,000 Building $371,949 |
981 Midpoint Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · St. Charles County (29183C), updated August 25, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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