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978 Midpoint Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 978 Midpoint Dr, O Fallon, MO 63366 · Last verified March 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 1999
Square Footage2,238 sqft Living Area
Lot Size9,583 sqft (0.219 acres)
GarageAttached
Last Sale$552,500 (2023)
Tax Bill$5,604.00 (2025)

Owner

Source: St. Charles County records · APN T992400235

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1541 PARSONS BEND CT, O FALLON, MO 63366-7531
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 02, 2023Deed of Trust, Mortgage · Line of Credit
COMMERCE BANK
Jul 20, 2023Warranty Deed, Transfer
TITLE PARTNERS AGENCY LLC
Sep 08, 2023Beneficiary Deed, Transfer
TITLE PARTNERS AGENCY LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 20, 2023 · Amount on Record
Deed SaleJul 20, 2023 · Amount on Record
Prior SaleOct 25, 1999 · Amount on Record
Deed Doc Number0202329025
Record RefreshedJun 08, 2026

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address978 MIDPOINT DR, O FALLON, MO 63366-5911
Transaction TypeMortgage
Record UpdatedJan 17, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address978 MIDPOINT DR, O FALLON, MO 63366-5911

Mortgage

Document Number0000004049
DateFeb 02, 2023
Instrument2023R-004049
Lender
NameCOMMERCE BANK
TypeBank
AddressKANSAS CITY, MO 64106
Agreement
TypeLine of Credit
AmountAmount Recorded
Term119 Months
DueJan 26, 2033
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateJul 20, 2023
Property Address978 MIDPOINT DR, O FALLON, MO 63366-5911
Document Number0000029025
Map ReferenceMB 35 PG 140
Instrument DateJul 13, 2023
Instrument2023R-029025
Transaction TypeTransfer
Record UpdatedJan 17, 2024
Title CompanyTITLE PARTNERS AGENCY LLC

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1541 PARSONS BEND CT, O FALLON, MO 63366-7531

September 2023: Beneficiary Deed, Transfer

Document TypeBeneficiary Deed
JurisdictionST CHARLES MO
Recording DateSep 08, 2023
Property Address978 MIDPOINT DR, O FALLON, MO 63366-5911
Document Number0000036912
Map ReferenceMB 35 PG 140
Instrument DateJul 07, 2023
Instrument2023R-036912
Transaction TypeTransfer
Record UpdatedJan 17, 2024
Title CompanyTITLE PARTNERS AGENCY LLC

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1541 PARSONS BEND CT, O FALLON, MO 63366-7531

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityO'Fallon City
Unified School DistrictFort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,604.00 (+33.3%)$87,498 (+14.81%)$460,515 (+14.81%) Land $80,002 Building $380,513
2023$76,210 (+28.74%)
2022$4,204.00$59,195$401,105 (+28.74%) Land $65,000 Building $336,105
2021$311,552 Land $52,000 Building $259,552

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APNT992400235
Alternative APN
  • 2-0060-8030-00-0177.0000000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms5 Rooms
Building Area2,238 sqft Living Area
1st Floor2,238 sqft 1st Floor
Basement Area2,199 sqft Basement
Finished Basement1,759 sqft Finished
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1999
Architectural StyleRanch Style
Exterior MaterialBrick/Stone (Brick and/or Stone) Exterior
Lot Area9,583 sqft (0.219 acres)
Parking Spaces3 Parking Spaces
Garage TypeAttached Garage

Exterior Amenities

Patio Area21 sqft Patio
Porch1 Porch
Porch Area28 sqft Porch
TopographyRolling Topography

Utilities and HVAC

SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Account NumberT992400235
Old Parcel NumberT992400235
Street Address978 MIDPOINT DR
CityO FALLON
StateMO
Zip63366-5911
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionTURTLE CREEK #5 LOT 177
Legal Range03E
Legal Township47N
Legal SubdivisionTURTLE CREEK #5
Legal Lot Number177
JurisdictionST CHARLES MO
Minor Civil DivisionLAKE ST. LOUIS
Census Blockgroup2
Census Block2009
Census Tract311712

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