974 Midpoint Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 974 Midpoint Dr, O Fallon, MO 63366 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3.5 Baths
Year BuiltBuilt 1999
Square Footage3,865 sqft Living Area
Lot Size9,148 sqft (0.21 acres)
OccupancyOwner Occupied
Last Sale$406,200 (2018)
Tax Bill$5,657.00 (2024)

Property Details

APN / Parcel Number

Primary APNT992400236
Alternative APN
  • 2-0060-8030-00-0178.0000000

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Partial Baths1 Partial Baths
Total Rooms8 Rooms
Building Area3,865 sqft Living Area
Gross Area5,007 sqft Gross Area
1st Floor1,779 sqft 1st Floor
Basement Area1,592 sqft Basement
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleBi-Level Style
Exterior MaterialBrick/Stone (Brick and/or Stone) Exterior
Lot Area9,148 sqft (0.21 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area440 sqft Garage

Exterior Amenities

Deck AreaDeck Area
Patio Area662 sqft Patio
Porch Area60 sqft Porch
TopographyRolling Topography

Utilities and HVAC

Heating FuelGas Heating Fuel
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Account NumberT992400236
Street Address974 MIDPOINT DR
CityO FALLON
StateMO
Zip63366-5911
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionTURTLE CREEK #5 LOT 178
Legal SubdivisionTURTLE CREEK #5
Legal Lot Number178
JurisdictionST CHARLES MO
Minor Civil DivisionLAKE ST. LOUIS
Census Blockgroup2
Census Block2009
Census Tract311712

Owner

Source: St. Charles County records · APN T992400236

Assessment roll updated August 13, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address974 MIDPOINT DR, O FALLON, MO 63366-5911
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 26, 2021Deed of Trust, Mortgage · Line of Credit
CENTRAL BANK OF ST LOUIS
Sep 23, 2020Deed of Trust, Mortgage
CENTRAL BK/ST LOUIS
Sep 23, 2019Deed of Trust, Mortgage
CENTRAL BK/ST LOUIS
Apr 04, 2018Warranty Deed, Transfer
OTHER
Apr 04, 2018Grant Deed, Transfer
CENTRAL BK/ST LOUIS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 04, 2018 · Amount on Record
Deed SaleApr 04, 2018 · Amount on Record
Prior SaleApr 04, 2018 · Amount on Record
Deed Doc Number2018180870
Deed Book / Page6900 / 2434
Prior Transfer DateDec 14, 2009
Prior Transfer Doc0053141151
Record RefreshedJun 08, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address974 MIDPOINT DR, O FALLON, MO 63366-5911
Transaction TypeMortgage
Record UpdatedAug 09, 2021
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address974 MIDPOINT DR, O FALLON, MO 63366-5911

Mortgage

Document Number2021R062262
DateJul 26, 2021
Instrument2021R-062262
Lender
NameCENTRAL BANK OF ST LOUIS
TypeBank
AddressSAINT LOUIS, MO 63105
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueJul 15, 2041
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address974 MIDPOINT DR, O FALLON, MO 63366-5911
Document Number0000072459
Instrument DateSep 23, 2020
Transaction TypeMortgage
Record UpdatedDec 22, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address974 MIDPOINT DR O FALLON MO 633665911, O FALLON, MO 63366-5911

Mortgage

Document Number0000072459
DateSep 29, 2020
Instrument72459
Lender
NameCENTRAL BK/ST LOUIS
AddressSAINT LOUIS, MO 63105-1809
Agreement
AmountAmount Recorded
Term360 Months
DueSep 28, 2050

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address974 MIDPOINT DR, O FALLON, MO 63366-5911
Document Number0071571361
Instrument DateSep 23, 2019
Transaction TypeMortgage
Record UpdatedOct 31, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address974 MIDPOINT DR O FALLON MO 633665911, O FALLON, MO 63366-5911

Mortgage

Document Number0071571361
DateOct 07, 2019
Book Page007157/001361
Instrument557950
Lender
NameCENTRAL BK/ST LOUIS
AddressSAINT LOUIS, MO 63105-1809
Agreement
AmountAmount Recorded
Term360 Months
DueOct 06, 2049

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateApr 04, 2018
Property Address974 MIDPOINT DR, O FALLON, MO 63366-5911
Document Number0069002432
Book / Page006900 / 002432
Instrument DateMar 29, 2018
Instrument180860
Transaction TypeTransfer
Record UpdatedMay 02, 2018
Title CompanyOTHER

Transaction

AmountAmount Recorded
Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address7161 BISHOP RD #250 PLANO TX 750243651, 250, PLANO, TX 75024-3651
InvestorPossibly a Property Investor

April 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionST CHARLES MO
Recording DateApr 04, 2018
Property Address974 MIDPOINT DR, O FALLON, MO 63366-5911
Document Number0069002434
Book / Page006900 / 002434
Instrument DateMar 29, 2018
Instrument180870
Transaction TypeTransfer
Record UpdatedMay 02, 2018
Title CompanyOTHER

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address974 MIDPOINT DR O FALLON MO 633665911, O FALLON, MO 63366-5911

Mortgage

Document Number69002436
DateApr 04, 2018
Book Page006900/002436
Instrument180880
Lender
NameCENTRAL BK/ST LOUIS
AddressSAINT LOUIS, MO 63105-1809
Agreement
AmountAmount Recorded
Term360 Months
DueApr 03, 2048

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityO'Fallon City
Unified School DistrictFort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$6,012.00 (+6.28%)$93,913 (+9.46%)$494,276 (+9.46%) Land $80,002 Building $414,274
2024$5,657.00
2023$85,799
2022$451,575 Land $65,000 Building $386,575

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