981 Charleston Loop, Fairhope, AL 36532 Property Records

Baldwin County property record for 981 Charleston Loop, Fairhope, AL 36532

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,113 sqft · built 2021
Lot Size	0.224 acres (9,789 sqft)
Owner	Individual Name on File
Tax Bill	$1,818 (2026)
Deeds & Mortgages	Feb 2022 Sale & Mortgage
APN	`46-09-29-0-000-055.067`

Property Details

APN / Parcel Number

Primary APN	`46-09-29-0-000-055.067`
Alternative APNs	`384493` `302036` `508470`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	2,113 sqft Heated Area
1st Floor Area	2,113 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	9,789 sqft (0.224 acres)
Lot Dimensions	135 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	508470
Street Address	981 CHARLESTON LOOP
City	FAIRHOPE
State	AL
Zip	36532-4130
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	50' X 135' IRR LOT 234 HAMLET AT OLD BATTLES VILLAGE PHASE FIVE A RESUBDIVISION OF LOT 2 AND A PORTION OF LOT 3 OF OBV ACRES
Legal Subdivision	HAMLET AT OLD BATTLES VILLAGE PHASE FIVE
Legal Phase	5
Legal Lot Number	234-3
Jurisdiction	BALDWIN AL
Township / Civil Division	FAIRHOPE
Census Block Group	1
Census Block	1028
Census Tract	11202

Owner

981 Charleston Loop is owned and occupied by an individual.

Source: Baldwin County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	981 CHARLESTON LOOP, FAIRHOPE, AL 36532-4130
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

February 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Feb 25, 2022
Property Address	981 CHARLESTON LOOP, FAIRHOPE, AL 36532-4130
Document Number	0001980909
Map Reference	SL 2679-E
Instrument Date	Feb 11, 2022
Instrument	1980909
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	29891 WOODROW LN STE 100, 100, SPANISH FORT, AL 36527-8774

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	981 CHARLESTON LOOP, FAIRHOPE, AL 36532-4130

Mortgage

Document Number	0001980910
Date	Feb 25, 2022
Instrument	1980910

Lender

Name	TRULEND MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 981 Charleston Loop was $1,818 with exemptions applied, up 1% from the year before.

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Municipality	Fairhope City

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,818.00 (+1%) Homeowner's exemption Senior Citizen's exemption
2025	$1,800.00	$46,060 Land $6,360 Building $39,700	$460,400 Land $63,500 Building $396,900
2023	$3,691.00 (+187.91%)	$80,260 (+187.88%)	$401,300 (+43.94%) Land $67,200 Building $334,100
2022	$1,282.00 (+164.33%)	$27,880	$278,800 Land $57,600 Building $221,200
2021	$485.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

There have been 24 flood claims near 981 Charleston Loop since 1979.

Source: OpenFEMA NFIP redacted claims and policies, as of September 2026

Flood Insurance Cost	Premium on File median of 39 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	39 in force
Nearby Flood Claims	24 (1979–2020)
Claims Outside the SFHA	7 of 24
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 3 claims Hurricane Katrina, Aug 2005 · 5 claims Hurricane Ivan, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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