965 Charleston Loop, Fairhope, AL 36532 Property Records

Baldwin County property record for 965 Charleston Loop, Fairhope, AL 36532

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,804 sqft · built 2020
Lot Size	0.201 acres (8,775 sqft)
Owner	2 Trust Names on File
Tax Bill	$1,722 (2026)
Deeds & Mortgages	Feb 2022 Sale Jul 2018 Loan Modification
APN	`46-09-29-0-000-055.063`

Property Details

APN / Parcel Number

Primary APN	`46-09-29-0-000-055.063`
Alternative APNs	`384489` `383170`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,804 sqft Heated Area
1st Floor Area	1,804 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,775 sqft (0.201 acres)
Lot Dimensions	135 ft deep x 65 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	383170
Street Address	965 CHARLESTON LOOP
City	FAIRHOPE
State	AL
Zip	36532-4130
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	65' X 135' LOT 238 HAMLET AT OLD BATTLES VILLAGE PHASE FIVEA RESUBDIVISION OF LOT 2 AND A PORTION OF LOT 3 OF OBV ACRES SLIDE
Legal Subdivision	HAMLET AT OLD BATTLES VILLAGE PHASE FIVE
Legal Phase	5
Legal Lot Number	238-3
Jurisdiction	BALDWIN AL
Township / Civil Division	FAIRHOPE
Census Block Group	1
Census Block	1028
Census Tract	11202

Owner

965 Charleston Loop is owner-occupied and held in a trust.

Source: Baldwin County records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	965 CHARLESTON LOOP, FAIRHOPE, AL 36532-4130
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2022	Warranty Deed, Transfer
Jul 10, 2018	Loan Modification, Mortgage TRUSTMARK NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Feb 9, 2022
Property Address	965 CHARLESTON LOOP, FAIRHOPE, AL 36532-4130
Document Number	0001977062
Map Reference	SL 2679-E
Instrument Date	Jan 25, 2022
Instrument	1977062
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	965 CHARLESTON LOOP, FAIRHOPE, AL 36532-4130

July 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BALDWIN AL
Property Address	965 CHARLESTON LOOP, FAIRHOPE, AL 36532-4130
Document Number	0001824902
Instrument Date	Jul 10, 2018
Transaction Type	Mortgage
Record Updated	Feb 24, 2021
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	MULTIPLE PARCELS 2020-594 BALDWIN AL 36526, BALDWIN, AL 36526
Investor	Possibly a Property Investor

Mortgage

Document Number	0001824902
Date	Apr 27, 2020
Instrument	1824902

Lender

Name	TRUSTMARK NAT'L BK
Type	Bank

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 965 Charleston Loop was $1,722 with exemptions applied, up 2% from the year before.

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Municipality	Fairhope City

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,722.00 (+1.95%) Homeowner's exemption Senior Citizen's exemption
2025	$1,689.00	$43,260 Land $6,360 Building $36,900	$432,500 Land $63,500 Building $369,000
2023	$1,443.00 (-1.9%) Homeowner's exemption	$37,020 (+12.32%)	$370,200 (+12.35%) Land $67,200 Building $303,000
2022	$1,471.00 (+42.26%) Homeowner's exemption	$32,960	$329,500 Land $57,600 Building $271,900
2021	$1,034.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

There have been 24 flood claims near 965 Charleston Loop since 1979.

Source: OpenFEMA NFIP redacted claims and policies, as of September 2026

Flood Insurance Cost	Premium on File median of 39 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	39 in force
Nearby Flood Claims	24 (1979–2020)
Claims Outside the SFHA	7 of 24
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 3 claims Hurricane Katrina, Aug 2005 · 5 claims Hurricane Ivan, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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