Baldwin County property record for 977 Charleston Loop, Fairhope, AL 36532
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,870 sqft · built 2021 |
| Lot Size | 0.351 acres (15,275 sqft) |
| Owner | Individual Name on File |
| Last Sale | $441,500 (May 2024) |
| Tax Bill | $1,928 (2026) |
| Deeds & Mortgages | May 2024 Sale & Mortgage |
| APN | 46-09-29-0-000-055.066 |
| Primary APN | 46-09-29-0-000-055.066 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,870 sqft Heated Area |
| 1st Floor Area | 1,870 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 15,275 sqft (0.351 acres) |
| Lot Dimensions | 235 ft deep x 65 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 545696 |
|---|---|
| Street Address | 977 CHARLESTON LOOP |
| City | FAIRHOPE |
| State | AL |
| Zip | 36532-4130 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 235 HAMLET AT OLD BATTLES VILLAGE PHASE FIVE A RESUBDIVISION OF LOT 2 AND A PORTION OF LOT 3 OF OBV ACRES SLIDE 2679-E, S |
| Legal Subdivision | HAMLET AT OLD BATTLES VILLAGE PHASE FIVE |
| Legal Phase | 5 |
| Legal Lot Number | 235-3 |
| Jurisdiction | BALDWIN AL |
| Township / Civil Division | FAIRHOPE |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 11202 |
977 Charleston Loop is owned and occupied by an individual who bought it in May 2024.
Source: Baldwin County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 617, LOXLEY, AL 36551-0617 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 1, 2024 · Amount on File |
| Deed Sale | May 1, 2024 · Amount on File |
| Prior Sale | Jan 24, 2022 · Amount on File |
| Deed Document Number | 20242121594 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | May 1, 2024 |
| Property Address | 977 CHARLESTON LOOP, FAIRHOPE, AL 36532-4130 |
| Document Number | 0002121594 |
| Map Reference | SL 2679-E |
| Instrument Date | May 1, 2024 |
| Instrument | 2121594 |
| Transaction Type | Transfer |
| Record Updated | May 13, 2024 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 117 MYRTLE AVE, WESTFIELD, NJ 07090-1513 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 617, LOXLEY, AL 36551-0617 |
| Document Number | 0002121595 |
|---|---|
| Date | May 1, 2024 |
| Instrument | 2121595 |
| Name | BAY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2054 |
The 2026 property tax bill for 977 Charleston Loop was $1,928 with a homeowner's exemption, up 1% from the year before.
Source: Baldwin County assessment roll, as of April 16, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Baldwin County |
| Municipality | Fairhope City |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,928.00 (+1%) Homeowner's exemption | ||
| 2025 | $1,909.00 | $42,480 Land $6,360 Building $36,120 | $424,600 Land $63,500 Building $361,100 |
| 2023 | $1,417.00 (+20.6%) | $36,360 (+42.25%) | $363,600 (+42.25%) Land $67,200 Building $296,400 |
| 2022 | $1,175.00 (+142.27%) | $25,560 | $255,600 Land $57,600 Building $198,000 |
| 2021 | $485.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
There have been 24 flood claims near 977 Charleston Loop since 1979.
Source: OpenFEMA NFIP redacted claims and policies, as of September 2026
| Flood Insurance Cost | Premium on File median of 39 policies |
|---|---|
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 39 in force |
| Nearby Flood Claims | 24 (1979–2020) |
| Claims Outside the SFHA | 7 of 24 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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