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981 Buttonwood Dr E, Summerland Key, FL 33042 Property Records

Monroe County property record for 981 Buttonwood Dr E, Summerland Key, FL 33042

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,552 sqft · built 1975
Lot Size0.478 acres (20,800 sqft)
OwnerCompany Name on Record
Tax Bill$14,147 (2024)
Deeds & MortgagesDec 2018 Mortgage
May 2020 Sale
Flood ZoneZone AE (high risk)
APN00165900-000000

Property Details

APN / Parcel Number

Primary APN00165900-000000
Alternative APNs
  • 11672700165900000000
  • 1211397

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories3 Stories
Building Area2,552 sqft Living Area
1st Floor Area1,882 sqft
AtticAttic
Attic Area504 sqft
Basement Area396 sqft
FlooringWood
Interior WallsWood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 2016
Exterior MaterialCombination
Construction TypeMasonry / Concrete Block
Foundation TypePile
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area20,800 sqft (0.478 acres)
Garage TypeCarport
CarportCarport
PorchUnfinished Open Porch
Porch Area1,264 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number1211397
Street Address981 BUTTONWOOD DR E
CitySUMMERLAND KEY
StateFL
Zip33042-3662
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeIS
Legal DescriptionLT 8 SUGARLOAF SHORES PLAT2 SEC C PB3-53 SUGARLOAF KEY OR491-91/92 OR688-349 OR688-583/84 OR1151-1904 OR1892-2115/16 OR2524-1392/93 OR2781-2030C/T OR2816-1019/20 OR3024-1049
Legal Range27E
Legal Township67S
Legal Section11
Legal SubdivisionSUGARLOAF SHORES PLAT #2 SEC C
Legal Lot Number8
JurisdictionMONROE FL
Township / Civil DivisionLOWER KEYS
Census Block Group1
Census Block1017
Census Tract971600

Owner

Source: Monroe County records, as of April 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address17 PEPPERGRASS RD, CAPE ELIZABETH, ME 04107-5104
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

DateDocument
Dec 7, 2018Deed of Trust, Mortgage
BANGOR SAVINGS BANK
May 28, 2020Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 28, 2020
Deed SaleMay 28, 2020
Prior SaleSep 19, 2016 · Amount on Record
Deed Document Number20202267478
Deed Book / Page3024 / 1049
Prior Transfer DateJun 24, 2011
Prior Transfer Doc0025241392
Record UpdatedOct 29, 2026

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address981 BUTTONWOOD DR E, SUMMERLAND KEY, FL 33042-3662
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0029391416
DateDec 7, 2018
Book Page2939/1416
Instrument2197555
Lender
NameBANGOR SAVINGS BANK
TypeBank
AddressPORTLAND, ME 04101
Agreement
AmountAmount Recorded
Term60 Months
DueDec 7, 2023

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateMay 28, 2020
Property Address981 BUTTONWOOD DR E, SUMMERLAND KEY, FL 33042-3662
Document Number0030241049
Book / Page003024 / 001049
Instrument DateApr 21, 2020
Instrument2267478
Transaction TypeTransfer
Record UpdatedJul 13, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address17 PEPPERGRASS RD CAPE ELIZABETH ME 041075104, CAPE ELIZABETH, ME 04107-5104

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,674,070 (+8.68%) Land $1,046,656 Building $627,414$1,674,070 (+8.68%) Land $1,046,656 Building $627,414
2024$14,147.00 (+7.68%)
2023$13,138.00 (+10.53%)$1,540,367 (+14.29%) Land $1,000,865 Building $539,502$1,540,367 (+14.29%) Land $1,000,865 Building $539,502
2022$11,886.00$1,347,757 Land $801,346 Building $546,411$1,347,757 Land $801,346 Building $546,411

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 537 policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies537 in force
Nearby Flood Claims1,085 (1980–2022)
Claims Outside the SFHA1 of 1,085
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 256 claims
  • Hurricane Wilma, Oct 2005 · 486 claims
  • Hurricane Georges, Oct 1998 · 297 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
AT&T
Fiber		1,000 / 1,000

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