921 Buttonwood Dr E, Summerland Key, FL 33042 Property Records

Monroe County property record for 921 Buttonwood Dr E, Summerland Key, FL 33042

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 2,496 sqft · built 1958
Lot Size0.35 acres (15,250 sqft)
Owner2 Individual Names on Record
Last Sale$90,000 (Jul 2004)
Tax Bill$10,967 (2024)
Deeds & MortgagesSep 2021 Line of Credit
May 2017 Mortgage
Flood ZoneZone AE (high risk)
APN00165870-000000

Property Details

APN / Parcel Number

Primary APN00165870-000000
Alternative APNs
  • 11672700165870000000
  • 1211362

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,496 sqft Living Area
1st Floor Area2,096 sqft
FlooringCeramic Tile
Interior WallsWood

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1994
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Roof TypeFlat
Roof MaterialOther
Lot Area15,250 sqft (0.35 acres)
View / LotCanal/Waterfront
Garage TypeCarport
CarportCarport

Exterior Amenities

PorchFlorida Room
Porch Area400 sqft
Deck AreaDeck Area
Patio Area332 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemForced Air with A/C

Location & Zoning

Account Number1211362
Street Address921 BUTTONWOOD DR E
CitySUMMERLAND KEY
StateFL
Zip33042
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeIS
Legal DescriptionLT 5 SUGARLOAF SHORES PLAT #2 SEC C PB3-53 SUGARLOAF KEY OR28-57 OR251-308/309 OR565-125D/C SEE MARRIAGE CERT OR714-442 OR846-1471 OR1765-981/82QC/MR OR2028-1512/14Q/C
Legal Range27E
Legal Township67S
Legal Section11
Legal SubdivisionSUGARLOAF SHORES PLAT #2 SEC C
Legal Lot Number5
JurisdictionMONROE FL
Township / Civil DivisionLOWER KEYS
Census Block Group1
Census Block1017
Census Tract971600

Owner

Source: Monroe County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1241 ROSEWOOD ST, ANN ARBOR, MI 48104-6226
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 10, 2021Deed of Trust, Mortgage · Line of Credit
CENTENNIAL BANK
May 23, 2017Deed of Trust, Mortgage
MERCANTILE BK/MI

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 26, 2004 · Amount on Record
Deed SaleJul 26, 2004 · Amount on Record
Prior SaleJan 1, 1982 · Amount on Record
Deed Document Number20041459295
Deed Book / Page2028 / 1512
Prior Transfer DateJun 2, 2003
Prior Transfer Doc0001459295
Record UpdatedOct 29, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address921 BUTTONWOOD DR E, SUMMERLAND KEY, FL 33042
Transaction TypeMortgage
Record UpdatedOct 1, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address1665 W BEMIS RD, SALINE, MI 48176-9087

Mortgage

Document Number0031250185
DateSep 10, 2021
Book Page3125/185
Instrument2339195
Lender
NameCENTENNIAL BANK
TypeBank
AddressMARATHON, FL 33050
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address921 BUTTONWOOD DR E, SUMMERLAND KEY, FL 33042
Document Number0028560494
Book / Page002856 / 000494
Instrument DateMay 23, 2017
Transaction TypeMortgage
Record UpdatedJun 19, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1665 W BEMIS RD SALINE MI 481769087, SALINE, MI 48176-9087

Mortgage

Document Number0028560494
DateMay 24, 2017
Book Page002856/000494
Instrument2124618
Lender
NameMERCANTILE BK/MI
TypeBank
AddressGRAND RAPIDS, MI 49504
Agreement
AmountAmount Recorded
Term360 Months
DueMay 23, 2047
Interest
Rate TypeAdjustable Rate
Rate3.12%

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,525,752 (-12.82%) Land $1,140,700 Building $385,052$1,525,752 (-12.82%) Land $1,140,700 Building $385,052
2024$10,967.00 (-1.89%)
2023$11,178.00 (+19.56%)$1,750,209 (+37.4%) Land $1,417,320 Building $332,889$1,750,209 (+37.4%) Land $1,417,320 Building $332,889
2022$9,349.00$1,273,831 Land $943,929 Building $329,902$1,273,831 Land $943,929 Building $329,902

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 537 policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies537 in force
Nearby Flood Claims1,085 (1980–2022)
Claims Outside the SFHA1 of 1,085
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 256 claims
  • Hurricane Wilma, Oct 2005 · 486 claims
  • Hurricane Georges, Oct 1998 · 297 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
AT&T
Fiber
1,000 / 1,000

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