961 Buttonwood Dr E, Summerland Key, FL 33042 Property Records

Monroe County property record for 961 Buttonwood Dr E, Summerland Key, FL 33042

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,640 sqft · built 2008
Lot Size0.402 acres (17,500 sqft)
Owner2 Individual Names on File
Last Sale$1,084,500 (Jun 2013)
Tax Bill$10,203 (2024)
Deeds & MortgagesJun 2021 Line of Credit
Flood ZoneZone AE (high risk)
APN00165890-000000

Property Details

APN / Parcel Number

Primary APN00165890-000000
Alternative APNs
  • 11672700165890000000
  • 1211389

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories3 Stories
Building Area2,640 sqft Living Area
1st Floor Area2,640 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2018
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area17,500 sqft (0.402 acres)
View / LotWaterfront
Garage TypeCovered
Garage Area1,196 sqft

Exterior Amenities

Pool Area800 sqft
PorchOpen Porch
Porch Area1,994 sqft
Patio Area2,250 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number1211389
Street Address961 BUTTONWOOD DR E
CitySUMMERLAND KEY
StateFL
Zip33042-3662
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeIS
Legal DescriptionLT 7 SUGARLOAF SHORES PLAT NO 2 SEC C PB3-53 SUGARLOAF KEY OR20-261 OR595-278 OR791-1033 OR853-1116 OR1942-711/12 OR2543-534/42F/J OR2551-1306/07 OR2633-936
Legal Range27E
Legal Township67S
Legal Section11
Legal SubdivisionSUGARLOAF SHORES PLAT #2 SEC C
Legal Lot Number7
JurisdictionMONROE FL
Township / Civil DivisionLOWER KEYS
Census Block Group1
Census Block1017
Census Tract971600

Owner

961 Buttonwood Dr E is owned and occupied by two individuals who bought it in June 2013.

Source: Monroe County records, as of December 8, 2025

Owner of Record2 Individual Names on File
Mailing AddressPO BOX 420793, SUMMERLAND KEY, FL 33042-0793
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 12, 2013 · Amount on File
Deed SaleJun 12, 2013 · Amount on File
Prior SaleOct 17, 2003 · Amount on File
Deed Document Number20131936728
Deed Book / Page2633 / 936
Prior Transfer DateJan 19, 2012
Prior Transfer Doc0025511306
Record UpdatedJun 8, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address961 BUTTONWOOD DR E, SUMMERLAND KEY, FL 33042-3662
Transaction TypeMortgage
Record UpdatedJul 9, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address961 BUTTONWOOD DR E, SUGARLOAF KEY, FL 33042-3662

Mortgage

Document Number0031071945
DateJun 23, 2021
Book Page3107/1945
Instrument2326842
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35211
Agreement
TypeLine of Credit
AmountAmount on Record
Term356 Months
DueFeb 7, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,221,571$1,952,824 Land $963,900 Building $988,924
2024$10,203.00 (+3.5%)
2023$9,858.00 (+2.78%) Homeowner's exemption$1,152,567 (+3%)$1,796,288 (+10.51%) Land $921,729 Building $874,559
2022$9,591.00 Homeowner's exemption$1,118,998$1,625,494 Land $737,986 Building $887,508

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 961 Buttonwood Dr E in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 537 policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies537 in force
Nearby Flood Claims1,085 (1980–2022)
Claims Outside the SFHA1 of 1,085
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 256 claims
  • Hurricane Wilma, Oct 2005 · 486 claims
  • Hurricane Georges, Oct 1998 · 297 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 961 Buttonwood Dr E has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
AT&T
Fiber
1,000 / 1,000

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