Lee County property record for 9800 Horne Ln, Estero, FL 33928
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,590 sqft · built 1988 |
| Lot Size | 1.25 acres (54,450 sqft) |
| Owner | Company Name on Record |
| Last Sale | $772,150 (Jan 2025) |
| Tax Bill | $2,743 (2025) |
| Deeds & Mortgages | Sep 2022 Line of Credit Jun 2021 Mortgage |
| Flood Zone | Zone AH (high risk) |
| APN | 34-46-25-E3-U2104.2313 |
| Primary APN | 34-46-25-E3-U2104.2313 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,590 sqft Living Area |
| Gross Area | 3,026 sqft |
| 1st Floor Area | 1,357 sqft |
| Basement Area | 1,077 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Roof Type | Hip |
| Roof Material | Metal |
| Lot Area | 54,450 sqft (1.25 acres) |
| Garage Type | Carport |
| Garage Area | 576 sqft |
| Carport | Carport |
| Carport Area | 576 sqft |
| Porch | Florida Room |
| Shed | 1 Shed |
| Shed Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 10442187 |
|---|---|
| Street Address | 9800 HORNE LN |
| City | ESTERO |
| State | FL |
| Zip | 33928-3215 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FR SW COR OF NW1/4 OF NE1/4 OF SE1/4 E 165FT TO POB DESC OR 2924/2689 |
| Legal Range | 25E |
| Legal Township | 46S |
| Legal Section | 34 |
| Legal Subdivision | S OF CORKSCREW E OF 41 W OF 75 |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | LEE FL |
| Township / Civil Division | BONITA SPRINGS |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 50306 |
Source: Lee County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 9651 SPRING RIDGE CIR, ESTERO, FL 33928-3235 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Sep 8, 2022 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA |
| Jun 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 8, 2025 · Amount on Record |
| Deed Sale | Jan 8, 2025 · Amount on Record |
| Prior Sale | Aug 20, 2009 · Amount on Record |
| Deed Document Number | 20257678 |
| Prior Transfer Date | Feb 5, 1998 |
| Prior Transfer Doc | 2924002689 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEE FL |
| Property Address | 9800 HORNE LN, ESTERO, FL 33928-3215 |
| Transaction Type | Mortgage |
| Record Updated | Sep 20, 2022 |
| Name | Verified Name |
|---|---|
| Address | 9800 HORNE LN, ESTERO, FL 33928-3215 |
| Document Number | 0000285848 |
|---|---|
| Date | Sep 8, 2022 |
| Instrument | 2022000285848 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Jun 25, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEE FL |
| Property Address | 9800 HORNE LN, ESTERO, FL 33928-3215 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2022 |
| Name | Verified Name |
|---|---|
| Address | 9800 HORNE LN, ESTERO, FL 33928-3215 |
| Document Number | 0000215283 |
|---|---|
| Date | Jun 29, 2021 |
| Instrument | 2021000215283 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 1, 2036 |
Source: Lee County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Lee County |
| Municipality | Estero Village |
| Unified School District | Lee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,743.00 (+7.99%) Homeowner's exemption | $222,771 (+5.99%) | $272,678 (-44.94%) Land $217,960 Building $54,718 |
| 2023 | $2,540.00 (-2.04%) Homeowner's exemption | $210,187 (+3%) | $495,268 (+42.61%) Land $118,700 Building $376,568 |
| 2022 | $2,593.00 Homeowner's exemption | $204,065 | $347,278 Land $83,840 Building $263,438 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AH high risk · shallow ponding 1–3 ft |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 164 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 164 in force |
| Nearby Flood Claims | 21 (1981–2023) |
| Claims Outside the SFHA | 6 of 21 |
| Most Recent Claim | Mar 2023 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LEE COUNTY UTILITIES serves 282,556 people · EPA ID FL5364048 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Blue Stream, CenturyLink, Hotwire Communications.
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