Lee County property record for 9646 Horne Ln, Estero, FL 33928
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,028 sqft · built 2004 |
| Lot Size | 0.168 acres (7,331 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $343,500 (Jul 2018) |
| Tax Bill | $7,002 (2025) |
| Deeds & Mortgages | Jul 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 34-46-25-E3-09005.0050 |
| Primary APN | 34-46-25-E3-09005.0050 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 3,028 sqft Living Area |
| Gross Area | 3,671 sqft |
| 1st Floor Area | 2,426 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Ranch |
| Exterior Material | Concrete Block |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Concrete |
| Lot Area | 7,331 sqft (0.168 acres) |
| Garage Type | Attached |
| Garage Area | 427 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 300 sqft |
|---|---|
| Porch | Florida Room |
| Porch Area | 216 sqft |
| Patio Area | 319 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 10469769 |
|---|---|
| Street Address | 9646 HORNE LN |
| City | ESTERO |
| State | FL |
| Zip | 33928-6280 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPD |
| Legal Description | COLONIAL OAKS PB 71 PG 60 BLK 5 LOT 5 |
| Legal Range | 25E |
| Legal Township | 46S |
| Legal Section | 34 |
| Legal Subdivision | COLONIAL OAKS |
| Legal Tract | 9 |
| Legal Block | 5 |
| Legal Lot Number | 5 |
| Jurisdiction | LEE FL |
| Township / Civil Division | BONITA SPRINGS |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 50306 |
9646 Horne Ln is owned by two individuals who bought it in July 2018.
Source: Lee County records, as of April 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3746 WHITNEY AVE, HAMDEN, CT 06518-1544 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 25, 2018 · Amount on File |
| Deed Sale | Jul 25, 2018 · Amount on File |
| Prior Sale | Aug 14, 2009 · Amount on File |
| Deed Document Number | 2018178001 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LEE FL |
| Recording Date | Jul 25, 2018 |
| Property Address | 9646 HORNE LN, ESTERO, FL 33928-6280 |
| Document Number | 0000178001 |
| Map Reference | MB71 PG60 |
| Instrument Date | Jul 20, 2018 |
| Instrument | 2018000178001 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,404.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 20900 RIVERS FRD, 20900, ESTERO, FL 33928-2263 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3746 WHITNEY AVE, HAMDEN, CT 06518-1544 |
| Document Number | 0000178002 |
|---|---|
| Date | Jul 25, 2018 |
| Instrument | 2018000178002 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2048 |
The 2025 property tax bill for 9646 Horne Ln was $7,002, up 6.8% from the year before.
Source: Lee County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Lee County |
| Municipality | Estero Village |
| Unified School District | Lee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,002.00 (+6.8%) | $492,338 (-6.08%) | $534,742 (+2%) Land $92,055 Building $442,687 |
| 2024 | $6,556.00 (+4.78%) | $524,234 (+0.46%) Land $92,174 Building $432,060 | $524,234 (+0.46%) Land $92,174 Building $432,060 |
| 2023 | $6,257.00 (+12.94%) | $521,824 (+20.16%) Land $75,686 Building $446,138 | $521,824 (+20.16%) Land $75,686 Building $446,138 |
| 2022 | $5,540.00 | $434,264 Land $77,582 Building $356,682 | $434,264 Land $77,582 Building $356,682 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9646 Horne Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AH, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 164 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 164 in force |
| Nearby Flood Claims | 21 (1981–2023) |
| Claims Outside the SFHA | 6 of 21 |
| Most Recent Claim | Mar 2023 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9646 Horne Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LEE COUNTY UTILITIES serves 282,556 people · EPA ID FL5364048 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Blue Stream, CenturyLink, Hotwire Communications.
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