9652 Horne Ln, Estero, FL 33928 Property Records

Lee County property record for 9652 Horne Ln, Estero, FL 33928 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,930 sqft · built 2004
Lot Size0.166 acres (7,248 sqft)
Owner2 Individual Names on File
Last Sale$300,000 (Mar 2014)
Tax Bill$4,182 (2025)
Deeds & MortgagesAug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN34-46-25-E3-09005.0040

Property Details

APN / Parcel Number

Primary APN34-46-25-E3-09005.0040
Alternative APNs
  • 253446E3090050040
  • 34462509000050040
  • 10469768

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,930 sqft Living Area
Gross Area3,633 sqft
1st Floor Area2,034 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2005
Architectural StyleRanch
Exterior MaterialConcrete Block
Roof TypeCathedral/Clerestory
Roof MaterialConcrete
Lot Area7,248 sqft (0.166 acres)
Garage TypeAttached
Garage Area473 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area336 sqft
PorchSlab
Porch Area230 sqft
Patio Area560 sqft
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number10469768
Street Address9652 HORNE LN
CityESTERO
StateFL
Zip33928-6280
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOLONIAL OAKS PB 71 PG 60 BLK 5 LOT 4
Legal Range25E
Legal Township46S
Legal Section34
Legal SubdivisionCOLONIAL OAKS
Legal TractE3
Legal Block5
Legal Lot Number4
JurisdictionLEE FL
Township / Civil DivisionBONITA SPRINGS
Census Block Group1
Census Block1000
Census Tract50306

Owner

Source: Lee County records · APN 34-46-25-E3-09005.0040

Assessment roll updated April 13, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address9652 HORNE LN, ESTERO, FL 33928-6280
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 06, 2014 · Amount on Record
Deed SaleMar 06, 2014 · Amount on Record
Prior SaleFeb 16, 2012 · Amount on Record
Deed Document Number201446536
Record UpdatedJun 08, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE FL
Property Address9652 HORNE LN, ESTERO, FL 33928-6280
Transaction TypeMortgage
Record UpdatedFeb 10, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000195546
DateAug 20, 2020
Instrument2020000195546
Lender
NameSYNERGY ONE LENDING
TypeMortgage Company
AddressLOMBARD, IL 60148
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueAug 01, 2035

Tax Assessment & Valuation

Source: Lee County records · Assessment roll updated April 13, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
MunicipalityEstero Village
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,182.00 (+7.09%) Homeowner's exemption$333,301 (+5.99%)$452,784 (-5.38%) Land $92,055 Building $360,729
2023$3,905.00 (-0.59%) Homeowner's exemption$314,474 (+3%)$478,522 (+18.91%) Land $75,686 Building $402,836
2022$3,928.00 Homeowner's exemption$305,315$402,440 Land $77,582 Building $324,858

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lee County (12071C), updated September 23, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120710503061, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AH, within 100 ft
Flood Insurance CostPremium on Record
median of 164 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies164 in force
Nearby Flood Claims21 (1981–2023)
Claims Outside the SFHA6 of 21
Most Recent ClaimMar 2023
Claims By Storm
  • Hurricane Ian, Sep 2022 · 3 claims
  • Hurricane Irma, Sep 2017 · 10 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 298 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable1,200 / 35
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Hotwire Communications, Lumen Technologies, TPC ACC Acquisition. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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