9800 Covered Bridge Rd, Prospect, KY 40059 Property Records

Oldham County property record for 9800 Covered Bridge Rd, Prospect, KY 40059

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,774 sqft · built 1975
Lot Size2.13 acres (93,174 sqft)
Owner2 Individual Names on File
Last Sale$153,960 (Jun 2021)
Tax Bill$3,506 (2025)
Flood ZoneZone X (minimal risk)
APN10-00-00-7E&7L

Property Details

APN / Parcel Number

Primary APN10-00-00-7E&7L
Alternative APN
  • 1966

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,774 sqft Living Area
Basement Area1,292 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Exterior MaterialBrick Veneer
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area93,174 sqft (2.13 acres)

Location & Zoning

Account Number1966
Street Address9800 COVERED BRIDGE RD
CityPROSPECT
StateKY
Zip40059-9526
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHOUSE & 2.139AC
Legal SubdivisionSW
Legal Lot Number7E&7L
JurisdictionOLDHAM KY
Township / Civil DivisionPEWEE VALLEY
Census Block Group2
Census Block2004
Census Tract30704

Owner

9800 Covered Bridge Rd is owned and occupied by two individuals who bought it in June 2021.

Source: Oldham County records, as of December 23, 2025

Owner of Record2 Individual Names on File
Mailing Address9800 COVERED BRIDGE RD, PROSPECT, KY 40059-9526
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 10, 2021 · Amount on File
Deed SaleJun 10, 2021 · Amount on File
Deed Document Number2021640618
Deed Book / Page1292 / 39
Prior Transfer DateMay 6, 2021
Prior Transfer Doc0000640623
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 9800 Covered Bridge Rd was $3,506 with a homeowner's exemption.

Source: Oldham County assessment roll, as of December 23, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyOldham County
Unified School DistrictOldham County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,506.00 Homeowner's exemption$330,000 Land $80,000 Building $250,000$330,000 Land $80,000 Building $250,000
2023$2,824.00 Homeowner's exemption$270,000 Land $80,000 Building $190,000$270,000 Land $80,000 Building $190,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9800 Covered Bridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 9800 Covered Bridge Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOUISVILLE WATER COMPANY
private · serves 806,997 people · EPA ID KY0560258
Water SourceSurface water
Last State InspectionOct 2023
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Verizon
Fixed Wireless
300 / 20

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