Oldham County property record for 9601 Covered Bridge Rd, Prospect, KY 40059
| Property Type | Recreational Center |
|---|---|
| Lot Size | 92 acres (4,007,520 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $16,365 (2025) |
| Deeds & Mortgages | Jun 2019 Mortgage Jan 2018 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-00-00-12C&12D |
| Primary APN | 14-00-00-12C&12D |
|---|---|
| Alternative APN |
|
| Lot Area | 4,007,520 sqft (92 acres) |
|---|
| Account Number | 56868 |
|---|---|
| Street Address | 9601 COVERED BRIDGE RD |
| City | PROSPECT |
| State | KY |
| Zip | 40059-9524 |
| Property Category | Public Works |
| Property Type | Public Works > Recreational Center |
| Legal Description | FOX HOLLOW SPA,HOUSES & 12.003 AC |
| Legal Subdivision | TRACT 3 |
| Legal Lot Number | 12C&12D |
| Jurisdiction | OLDHAM KY |
| Township / Civil Division | PEWEE VALLEY |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 30701 |
9601 Covered Bridge Rd, a public works property, is owned by two individuals who acquired it in December 2016.
Source: Oldham County records, as of December 23, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 333 E MAIN ST, 400, LOUISVILLE, KY 40202-1259 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 12, 2019 | Deed of Trust, Mortgage · ARM BNY MELLON NA |
| Jan 8, 2018 | Deed of Trust, Mortgage · Reverse Mortgage BNY MELLON NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Dec 23, 2016 |
| Transfer Doc | D1151/042 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLDHAM KY |
| Property Address | 9601 COVERED BRIDGE RD, PROSPECT, KY 40059-9524 |
| Transaction Type | Mortgage |
| Record Updated | Jul 8, 2019 |
| Title Company | BOSTON NATIONAL TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | M2351/0285 |
|---|---|
| Date | Jun 12, 2019 |
| Book Page | M2351/0285 |
| Instrument | 552910 |
| Name | BNY MELLON NA |
|---|---|
| Type | Bank |
| Address | BOSTON, MA 02108 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Apr 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Apr 1, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 9% |
| Index | 1-Year LIBOR |
| Max Rate | 9% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLDHAM KY |
| Property Address | 9601 COVERED BRIDGE RD, PROSPECT, KY 40059-9524 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2018 |
| Name | Verified Name |
|---|
| Document Number | , 534458 |
|---|---|
| Date | Jan 8, 2018 |
| Book Page | M2291/580 |
| Instrument | 534458 |
| Name | BNY MELLON NA |
|---|---|
| Type | Bank |
| Address | BOSTON, MA 02108 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2048 |
The 2025 property tax bill for 9601 Covered Bridge Rd was $16,365.
Source: Oldham County assessment roll, as of December 23, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Oldham County |
| Unified School District | Oldham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $16,365.00 | $1,326,000 Land $16,000 Building $1,310,000 | $1,538,500 Land $228,500 Building $1,310,000 |
| 2023 | $16,497.00 | $1,326,000 Land $16,000 Building $1,310,000 | $1,538,500 Land $228,500 Building $1,310,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9601 Covered Bridge Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2025) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9601 Covered Bridge Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
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