Oldham County property record for 9811 Covered Bridge Rd, Prospect, KY 40059
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · 4,756 sqft · built 1997 |
| Lot Size | 9.92 acres (432,333 sqft) |
| Owner | Individual Name on File |
| Last Sale | $2,150,000 (Sep 2017) |
| Tax Bill | $27,980 (2025) |
| Deeds & Mortgages | Sep 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-00-00-6B |
| Primary APN | 10-00-00-6B |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 4,756 sqft Living Area |
| Fireplaces | 3 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 432,333 sqft (9.92 acres) |
| Garage Type | Attached |
| Cooling System | Central |
|---|
| Account Number | 58109 |
|---|---|
| Street Address | 9811 COVERED BRIDGE RD |
| City | PROSPECT |
| State | KY |
| Zip | 40059-9526 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE, PL HOUSE, IG POOL & 9.925 AC |
| Legal Lot Number | 6B |
| Jurisdiction | OLDHAM KY |
| Township / Civil Division | PEWEE VALLEY |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 30701 |
9811 Covered Bridge Rd is owned and occupied by an individual who bought it in September 2017.
Source: Oldham County records, as of December 22, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 9811 COVERED BRIDGE RD, PROSPECT, KY 40059-9526 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 19, 2017 · Amount on File |
| Deed Sale | Sep 19, 2017 · Amount on File |
| Deed Document Number | 530337 |
| Deed Book / Page | D1172 / 212 |
| Record Updated | Jun 8, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OLDHAM KY |
| Recording Date | Sep 19, 2017 |
| Property Address | 9811 COVERED BRIDGE RD, PROSPECT, KY 40059-9526 |
| Document Number | D1172/212 |
| Book / Page | D1172 / 212 |
| Instrument Date | Sep 14, 2017 |
| Instrument | 530337 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2021 |
| Title Company | LIMESTONE TITLE AND ESCROW LLC, LIMSTONE TITLE & ESCROW LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1269, PROSPECT, KY 40059-1269 |
| Name | Verified Name |
|---|---|
| Address | 9811 COVERED BRIDGE RD, PROSPECT, KY 40059-9526 |
| Document Number | 530338 |
|---|---|
| Date | Sep 19, 2017 |
| Instrument | 530338 |
| Name | PNC MORTGAGE LLC |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2047 |
The 2025 property tax bill for 9811 Covered Bridge Rd was $27,980.
Source: Oldham County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Oldham County |
| Unified School District | Oldham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $27,980.00 | $2,270,000 Land $220,000 Building $2,050,000 | $2,270,000 Land $220,000 Building $2,050,000 |
| 2023 | $27,090.00 | $2,180,000 Land $180,000 Building $2,000,000 | $2,180,000 Land $180,000 Building $2,000,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9811 Covered Bridge Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2025) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9811 Covered Bridge Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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