980 N Harbin Dr, Stephenville, TX 76401 Property Records

Erath County property record for 980 N Harbin Dr, Stephenville, TX 76401

Property Summary

Property Type	Single Family Home
Details	2,513 sqft · built 1960
Lot Size	0.438 acres (19,079 sqft)
Owner	Individual Name on Record
Last Sale	$436,350 (Sep 2026)
Tax Bill	$6,652 (2026)
Deeds & Mortgages	Sep 2026 Mortgage Jun 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R000030443`

Property Details

APN / Parcel Number

Primary APN	`R000030443`
Alternative APN	`R.2600.11830.00.0`

Interior

Stories	1 Story
Building Area	2,513 sqft Living Area
1st Floor Area	2,513 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Lot Area	19,079 sqft (0.438 acres)
Garage Type	Attached
Garage Area	441 sqft
Porch	Porch
Porch Area	492 sqft
Patio Area	172 sqft

Location & Zoning

Account Number	R.2600.11830.00.0
Street Address	980 N HARBIN DR
City	STEPHENVILLE
State	TX
Zip	76401-2018
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S2600 CITY ADDITION;, BLOCK 144;, LOT 6; (N100 OF E191 )
Legal Subdivision	CITY ADDITION
Legal Block	144
Legal Lot Number	6
Jurisdiction	ERATH TX
Township / Civil Division	STEPHENVILLE
Census Block Group	2
Census Block	2020
Census Tract	950402

Owner

Source: Erath County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	980 N HARBIN DR, STEPHENVILLE, TX 76401-2018
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2026	Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE
Jun 29, 2018	Vendor's Lien, Transfer · Conventional Mortgage BANCORPSOUTH BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 21, 2026 · Amount on Record
Deed Sale	Sep 21, 2026 · Amount on Record
Prior Sale	May 24, 2024 · Amount on Record
Deed Document Number	20265346
Prior Transfer Date	Jun 27, 2018
Prior Transfer Doc	201803674
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ERATH TX
Recording Date	Sep 21, 2026
Property Address	980 N HARBIN DR, STEPHENVILLE, TX 76401-2018
Document Number	0000005346
Instrument Date	Sep 21, 2026
Instrument	20265346
Transaction Type	Transfer
Record Updated	Oct 16, 2026
Title Company	CROSS TIMBERS TITLE COMPANY, CROSS TIMBERS TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	980 N HARBIN DR, STEPHENVILLE, TX 76401-2018

Mortgage

Document Number	0000005347,
Date	Sep 21, 2026
Instrument	20265347

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

June 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ERATH TX
Recording Date	Jun 29, 2018
Property Address	980 N HARBIN DR, STEPHENVILLE, TX 76401-2018
Document Number	201803674
Map Reference	DOC2018-01286
Instrument Date	Jun 27, 2018
Instrument	2018-03674
Transaction Type	Transfer
Record Updated	Nov 11, 2021
Title Company	CROSS TIMBERS TITLE COMPANY, CROSS TIMBERS TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	908 N HARBIN DR, STEPHENVILLE, TX 76401-2018

Mortgage

Document Number	201803675
Date	Jun 29, 2018
Instrument	2018-03675

Lender

Name	BANCORPSOUTH BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Erath County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Erath County
Municipality	Stephenville City
Unified School District	Stephenville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,652.00 (+0.02%)	$397,230 (-) Land $45,000 Building $352,230	$397,230 (-) Land $45,000 Building $352,230
2025	$6,651.00 (+12.61%)	$397,230 (+19.18%) Land $45,000 Building $352,230	$397,230 (+19.18%) Land $45,000 Building $352,230
2023	$5,906.00 (+5.15%)	$333,310 Land $45,000 Building $288,310	$333,310 Land $45,000 Building $288,310
2022	$5,617.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF STEPHENVILLE serves 23,110 people · EPA ID TX0720002
Water Source	Purchased surface water from UPPER LEON RIVER MWD
Last State Inspection	Jun 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Vyve Broadband Cable	1,000 / 50
Nextlink Fixed Wireless · Fiber in parts of the area	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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