960 N Harbin Dr, Stephenville, TX 76401 Property Records

Erath County property record for 960 N Harbin Dr, Stephenville, TX 76401

Property Summary

Property Type	Single Family Home
Details	2,749 sqft · built 1959
Lot Size	0.44 acres (19,202 sqft)
Owner	2 Individual Names on File
Last Sale	$322,400 (Apr 2020)
Tax Bill	$6,377 (2026)
Deeds & Mortgages	Jun 2022 Mortgage Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R000030442`

Property Details

APN / Parcel Number

Primary APN	`R000030442`
Alternative APN	`R.2600.11820.00.0`

Interior

Stories	1 Story
Building Area	2,749 sqft Living Area
1st Floor Area	2,749 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Lot Area	19,202 sqft (0.44 acres)
Porch	Porch
Porch Area	366 sqft
Patio Area	429 sqft

Location & Zoning

Account Number	R.2600.11820.00.0
Street Address	960 N HARBIN DR
City	STEPHENVILLE
State	TX
Zip	76401-2018
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S2600 CITY ADDITION;, BLOCK 144;, LOT 25
Legal Subdivision	CITY ADDITION
Legal Block	144
Legal Lot Number	25
Jurisdiction	ERATH TX
Township / Civil Division	STEPHENVILLE
Census Block Group	2
Census Block	2020
Census Tract	950402

Owner

960 N Harbin Dr is owned and occupied by two individuals who bought it in April 2020.

Source: Erath County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	960 N HARBIN DR, STEPHENVILLE, TX 76401-2018
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST GUARANTY MORTGAGE CORP
Apr 22, 2020	Vendor's Lien, Transfer · Conventional Mortgage CITIZENS NATIONAL BANK OF TEXAS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 2020 · Amount on File
Deed Sale	Apr 22, 2020 · Amount on File
Deed Document Number	20202134
Prior Transfer Date	Apr 21, 2020
Prior Transfer Doc	202002134
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERATH TX
Property Address	960 N HARBIN DR, STEPHENVILLE, TX 76401-2018
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	CROSS TIMBERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202204528
Date	Jun 24, 2022
Instrument	2022-04528

Lender

Name	FIRST GUARANTY MORTGAGE CORP
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

April 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ERATH TX
Recording Date	Apr 22, 2020
Property Address	960 N HARBIN DR, STEPHENVILLE, TX 76401-2018
Document Number	202002134
Map Reference	CAB A SL 269B
Instrument Date	Apr 21, 2020
Instrument	2020-02134
Transaction Type	Transfer
Record Updated	Nov 11, 2021
Title Company	N TITLE COMPANY, KING TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	141 LUNAR VIEW DR, 141, TUSCOLA, TX 79562-3691

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	960 N HARBIN DR, STEPHENVILLE, TX 76401-2018

Mortgage

Document Number	202002135
Date	Apr 22, 2020
Instrument	2020-02135

Lender

Name	CITIZENS NATIONAL BANK OF TEXAS
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	May 1, 2022
Change Frequency	2 Years
Min Rate At Change	5.25%
Max Rate At Change	7.25%
Index	Prime Rate
Margin	1
Max Rate	11.2%

Tax Assessment & Valuation

The 2026 property tax bill for 960 N Harbin Dr was $6,377 with a homeowner's exemption, up 28.8% from the year before.

Source: Erath County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Erath County
Municipality	Stephenville City
Unified School District	Stephenville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,377.00 (+28.75%)	$380,800 (-) Land $45,000 Building $335,800	$380,800 (-) Land $45,000 Building $335,800
2025	$4,953.00 Homeowner's exemption	$380,800 Land $45,000 Building $335,800	$380,800 Land $45,000 Building $335,800
2023	$4,432.00 (-11.27%) Homeowner's exemption	$336,330 Land $45,000 Building $291,330	$336,330 Land $45,000 Building $291,330
2022	$4,995.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 960 N Harbin Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 960 N Harbin Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF STEPHENVILLE serves 23,110 people · EPA ID TX0720002
Water Source	Purchased surface water from UPPER LEON RIVER MWD
Last State Inspection	Jun 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Vyve Broadband Cable	1,000 / 50
Nextlink Fixed Wireless · Fiber in parts of the area	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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