1011 N Harbin Dr, Stephenville, TX 76401 Property Records

Erath County property record for 1011 N Harbin Dr, Stephenville, TX 76401

Property Summary

Property Type	Single Family Home
Details	2,035 sqft · built 1962
Lot Size	0.31 acres (13,656 sqft)
Owner	2 Individual Names on File
Last Sale	$210,000 (Nov 2021)
Tax Bill	$4,072 (2026)
Deeds & Mortgages	Nov 2021 Mortgage May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R000028941`

Property Details

APN / Parcel Number

Primary APN	`R000028941`
Alternative APN	`R.2500.00170.00.0`

Interior

Stories	1 Story
Building Area	2,035 sqft Living Area
1st Floor Area	2,035 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Lot Area	13,656 sqft (0.31 acres)
Garage Type	Attached
Garage Area	506 sqft
Porch	Porch
Porch Area	126 sqft
Patio Area	552 sqft

Location & Zoning

Account Number	R.2500.00170.00.0
Street Address	1011 N HARBIN DR
City	STEPHENVILLE
State	TX
Zip	76401-2020
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S2500 CHAMBERLIN ADDITION, BLOCK A;, LOT 20 & 21 (N 50 OF 20, & S 50 OF 21)
Legal Subdivision	CHAMBERLIN ADDITION
Legal Block	A
Legal Lot Number	20,21
Jurisdiction	ERATH TX
Township / Civil Division	STEPHENVILLE
Census Block Group	1
Census Block	1009
Census Tract	950401

Owner

1011 N Harbin Dr is owned by two individuals who bought it in November 2021.

Source: Erath County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 2126, STEPHENVILLE, TX 76401-0020
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2021	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage EVERETT FINANCIAL INC
May 27, 2021	Vendor's Lien, Transfer · Stand-Alone First Mortgage FIRST FINANCIAL BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 16, 2021 · Amount on File
Deed Sale	Nov 16, 2021 · Amount on File
Prior Sale	May 27, 2021 · Amount on File
Deed Document Number	20218877
Prior Transfer Date	Nov 12, 2021
Prior Transfer Doc	0202108877
Record Updated	Oct 29, 2026

November 2021: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	ERATH TX
Recording Date	Nov 16, 2021
Property Address	1011 N HARBIN DR, STEPHENVILLE, TX 76401-2020
Document Number	0202108877
Map Reference	VOL 353 PG 236
Instrument Date	Nov 12, 2021
Instrument	2021-08877
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 5, 2022
Title Company	CROSS TIMBERS TITLE COMPANY, CROSS TIMBERS TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2126, STEPHENVILLE, TX 76401-0020

Mortgage

Document Number	0202108878
Date	Nov 16, 2021
Instrument	2021-08878

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

May 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ERATH TX
Recording Date	May 27, 2021
Property Address	1011 N HARBIN DR, STEPHENVILLE, TX 76401-2020
Document Number	202104095
Map Reference	VOL 353 PG 236
Instrument Date	May 26, 2021
Instrument	2021-04095
Transaction Type	Transfer
Record Updated	Jun 17, 2021
Title Company	CROSS TIMBERS TITLE COMPANY, CROSS TIMBERS TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 65, STEPHENVILLE, TX 76401-0001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 275, STEPHENVILLE, TX 76401-0004

Mortgage

Document Number	202104096
Date	May 27, 2021
Instrument	2021-04096

Lender

Name	FIRST FINANCIAL BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 26, 2041

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 1011 N Harbin Dr was $4,072, up % from the year before.

Source: Erath County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Erath County
Municipality	Stephenville City
Unified School District	Stephenville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,072.00 (+0.02%)	$243,160 (-) Land $40,000 Building $203,160	$243,160 (-) Land $40,000 Building $203,160
2025	$4,071.00	$243,160 Land $40,000 Building $203,160	$243,160 Land $40,000 Building $203,160
2023	$3,979.00 (+2%)	$224,560 Land $40,000 Building $184,560	$224,560 Land $40,000 Building $184,560
2022	$3,901.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1011 N Harbin Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1011 N Harbin Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF STEPHENVILLE serves 23,110 people · EPA ID TX0720002
Water Source	Purchased surface water from UPPER LEON RIVER MWD
Last State Inspection	Jun 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Vyve Broadband Cable	1,000 / 50
Nextlink Fixed Wireless · Fiber in parts of the area	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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