Erie County and Buffalo City property record for 980 E Lovejoy St, Buffalo, NY 14206
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 858 sqft · built 1930 |
| Lot Size | 0.086 acres (3,750 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $39,000 (Nov 1995) |
| Tax Bill | $317 (2026) |
| Deeds & Mortgages | Nov 2021 Line of Credit Dec 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 140200 112.41-4-43 |
| Primary APN | 140200 112.41-4-43 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 858 sqft Living Area |
| 1st Floor Area | 660 sqft |
| Attic | Attic |
| Attic Area | 198 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 3,750 sqft (0.086 acres) |
| Lot Dimensions | 125 ft deep x 30 ft wide |
| Garage Type | Detached |
| Garage Area | 352 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 09960100 |
|---|---|
| Street Address | 980 E LOVEJOY ST |
| City | BUFFALO |
| State | NY |
| Zip | 14206-1033 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | N-3R |
| Legal Description | 52O. E BAILEY |
| Legal Subdivision | BALLEY ESTATES |
| Legal Block | 4 |
| Legal Lot Number | 43.000 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | BUFFALO |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 2400 |
Source: Erie County and Buffalo City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 980 E LOVEJOY ST, BUFFALO, NY 14206-1033 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 24, 2021 | Deed of Trust, Mortgage · Line of Credit WESTERN NEW YORK FCU |
| Dec 3, 2018 | Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 9, 1995 · Amount on Record |
| Deed Sale | Nov 9, 1995 · Amount on Record |
| Deed Book / Page | 10893 / 6294 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 980 E LOVEJOY ST, BUFFALO, NY 14206-1033 |
| Transaction Type | Mortgage |
| Record Updated | Dec 30, 2021 |
| Name | Verified Name |
|---|---|
| Address | 980 E LOVEJOY ST, BUFFALO, NY 14206-1033 |
| Document Number | 0140274918 |
|---|---|
| Date | Nov 24, 2021 |
| Book Page | 14027/4918 |
| Instrument | 2021235667 |
| Name | WESTERN NEW YORK FCU |
|---|---|
| Type | Credit Union |
| Address | BUFFALO, NY 14224 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 980 E LOVEJOY ST, BUFFALO, NY 14206-1033 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0138796964 |
|---|---|
| Date | Dec 3, 2018 |
| Book Page | 13879/6964 |
| Instrument | 2018239725 |
| Name | MANUFACTURERS & TRADERS TRUST CO |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Erie County and Buffalo City assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| Municipality | Buffalo City |
| Unified School District | Buffalo City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $317.00 (-61.39%) Homeowner's exemption | ||
| 2025 | $821.00 (+44.54%) | $96,000 (+174.29%) Land $14,000 Building $82,000 | $96,000 (+68.68%) Land $14,000 Building $82,000 |
| 2024 | $568.00 (+213.81%) Homeowner's exemption | $35,000 (-) Land $4,000 Building $31,000 | $56,911 (+13.82%) Land $6,504 Building $50,407 |
| 2023 | $181.00 Homeowner's exemption | $35,000 Land $4,000 Building $31,000 | $50,000 Land $5,714 Building $44,286 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BUFFALO WATER AUTHORITY serves 276,000 people · EPA ID NY1400422 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2023 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 508 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
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