977 E Lovejoy St, Buffalo, NY 14206 Property Records

Erie County and Buffalo City property record for 977 E Lovejoy St, Buffalo, NY 14206

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,626 sqft · built 1900
Lot Size0.09 acres (3,900 sqft)
OwnerIndividual Name on Record
Last Sale$75,000 (Dec 2022)
Tax Bill$357 (2026)
Deeds & MortgagesDec 2022 Sale
Oct 2018 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN140200 112.49-1-9

Property Details

APN / Parcel Number

Primary APN140200 112.49-1-9
Alternative APNs
  • 02001124900001009000
  • 09968800

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,626 sqft Living Area
1st Floor Area861 sqft
2nd Floor Area765 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area3,900 sqft (0.09 acres)
Lot Dimensions130 ft deep x 30 ft wide
Garage TypeDetached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area168 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number09968800
Street Address977 E LOVEJOY ST
CityBUFFALO
StateNY
Zip14206-1032
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeN-3R
Legal Description46O. E BAILEY
Legal SubdivisionHOLLAND LAND COMPANYS SURVEY
Legal Block1
Legal Lot Number9.000
JurisdictionERIE NY
Township / Civil DivisionBUFFALO
Census Block Group4
Census Block4002
Census Tract2300

Owner

Source: Erie County and Buffalo City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address298 DEWEY AVE, BUFFALO, NY 14214-2540
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 16, 2022Warranty Deed, Transfer
Oct 29, 2018Quit Claim Deed, Mortgage · Conventional with PMI
HOME PT FIN'L
Oct 2, 2018Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 16, 2022 · Amount on Record
Deed SaleDec 16, 2022 · Amount on Record
Prior SaleOct 2, 2018 · Amount on Record
Deed Document Number20222022234853
Deed Book / Page11411 / 9265
Prior Transfer DateFeb 4, 2015
Prior Transfer Doc0112762286
Record UpdatedOct 29, 2026

December 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionERIE NY
Recording DateDec 16, 2022
Property Address977 E LOVEJOY ST, BUFFALO, NY 14206-1032
Document Number0114119265
Book / Page11411 / 9265
Instrument DateDec 15, 2022
Instrument2022234853
Transaction TypeTransfer
Record UpdatedFeb 1, 2023

Transaction

AmountAmount Recorded
Tax$300.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address977 E LOVEJOY ST, BUFFALO, NY 14206-1032

Transferred To (Grantee/Buyer)

NameVerified Name
Address451 GOETHE ST, BUFFALO, NY 14212-2131

October 2018: Quit Claim Deed, Mortgage

Document TypeQuit Claim Deed
JurisdictionERIE NY
Recording DateOct 29, 2018
Property Address977 E LOVEJOY ST, BUFFALO, NY 14206-1032
Document Number0113365860
Book / Page011336 / 005860
Instrument DateOct 26, 2018
Transaction TypeMortgage
Record UpdatedMar 26, 2019
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address101 ELK ST SPRINGVILLE NY 141411211, SPRINGVILLE, NY 14141-1211

Mortgage

Document Number138758744
DateOct 29, 2018
Book Page013875/008744
Lender
NameHOME PT FIN'L
AddressPARSIPPANY, NJ 07054
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueOct 28, 2048

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionERIE NY
Recording DateOct 2, 2018
Property Address977 E LOVEJOY ST, BUFFALO, NY 14206-1032
Document Number0113353050
Book / Page11335 / 3050
Instrument DateOct 2, 2018
Instrument2018196984
Transaction TypeTransfer
Record UpdatedSep 20, 2021

Transaction

AmountAmount Recorded
Tax$684.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address977 E LOVEJOY ST, 977, BUFFALO, NY 14206-1032

Transferred To (Grantee/Buyer)

NameVerified Name
Address450 E 3RD ST, BROOKLYN, NY 11218-3912

Tax Assessment & Valuation

Source: Erie County and Buffalo City assessment roll, as of May 19, 2026

Property Jurisdictions

TypeName
StateNew York
CountyErie County
MunicipalityBuffalo City
Unified School DistrictBuffalo City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$357.00 (-62.42%)
2025$950.00 (+33.05%)$108,000 (+145.45%) Land $15,000 Building $93,000$108,000 (+50.95%) Land $15,000 Building $93,000
2024$714.00 (+213.16%)$44,000 (-) Land $4,000 Building $40,000$71,545 (+13.82%) Land $6,504 Building $65,041
2023$228.00$44,000 Land $4,000 Building $40,000$62,857 Land $5,714 Building $57,143

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBUFFALO WATER AUTHORITY
serves 276,000 people · EPA ID NY1400422
Water SourceSurface water
Last State InspectionJul 2023
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 508 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GoNetspeed
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75

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