Monroe County property record for 980 Caribbean Dr E, Summerland Key, FL 33042
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,202 sqft · built 1991 |
| Lot Size | 0.344 acres (15,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,500,000 (Oct 2024) |
| Tax Bill | $8,307 (2024) |
| Flood Zone | Zone AE (high risk) |
| APN | 00192130-000000 |
| Primary APN | 00192130-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,202 sqft Living Area |
| 1st Floor Area | 2,202 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wood |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Other |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Block |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Urethane Foam |
| Lot Area | 15,000 sqft (0.344 acres) |
| Lot Dimensions | 125 ft deep x 60 ft wide |
| Garage Area | 527 sqft |
| Porch | Open Porch |
| Porch Area | 654 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|
| Account Number | 1254002 |
|---|---|
| Old Parcel Number | 35662800192130000000 |
| Street Address | 980 CARIBBEAN DR E |
| City | SUMMERLAND KEY |
| State | FL |
| Zip | 33042-4818 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 4 LT 9 SUMMERLAND KEY COVE ADDITION #5 PB 5-40 SUMMERLAND KEY OR680-267-268 OR704-762D/C OR857-136/137 PROB#78-144-CP-12 |
| Legal Range | 28E |
| Legal Township | 66S |
| Legal Section | 35 |
| Legal Subdivision | SUMMERLAND KEY COVE ADD #5 |
| Legal Block | 4 |
| Legal Lot Number | 9 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | LOWER KEYS |
| Census Block Group | 1 |
| Census Block | 1052 |
| Census Tract | 971502 |
Source: Monroe County records, as of December 5, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 980 CARIBBEAN DR E, SUMMERLAND KEY, FL 33042-4818 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 3 Names on Deed |
|---|---|
| Last Sale | Oct 3, 2024 · Amount on Record |
| Deed Sale | Oct 3, 2024 · Amount on Record |
| Prior Sale | Oct 3, 2024 · Amount on Record |
| Deed Document Number | 2476656 |
| Deed Book / Page | 3295 / 374 |
| Record Updated | Jun 8, 2026 |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,527,014 (+42.3%) Land $1,006,500 Building $520,514 | $1,527,014 (+34.01%) Land $1,006,500 Building $520,514 | |
| 2024 | $8,307.00 (+5.89%) | ||
| 2023 | $7,845.00 (+10.38%) Homeowner's exemption | $1,073,124 (+13.47%) | $1,139,460 (+14.36%) Land $659,025 Building $480,435 |
| 2022 | $7,107.00 Homeowner's exemption | $945,710 | $996,376 Land $508,950 Building $487,426 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 454 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 454 in force |
| Nearby Flood Claims | 828 (1998–2022) |
| Claims Outside the SFHA | 2 of 828 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
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