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1011 Caribbean Dr E, Summerland Key, FL 33042 Property Records

Monroe County property record for 1011 Caribbean Dr E, Summerland Key, FL 33042

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,144 sqft · built 1997
Lot Size0.138 acres (6,000 sqft)
Owner2 Individual Names on Record
Last Sale$1,100,000 (May 2026)
Tax Bill$7,412 (2025)
Deeds & MortgagesMay 2026 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN00192400-000000

Property Details

APN / Parcel Number

Primary APN00192400-000000
Alternative APNs
  • 35662800192400000000
  • 1254291

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,144 sqft Living Area
Gross Area1,742 sqft
1st Floor Area1,144 sqft
FlooringConcrete/Cement
Interior WallsMasonry

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 2008
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Foundation TypePile
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area6,000 sqft (0.138 acres)
Lot Dimensions100 ft deep x 60 ft wide
Garage TypeAttached
Garage Area598 sqft

Exterior Amenities

PorchOpen Porch
Porch Area640 sqft
Deck Area60 sqft
Patio Area60 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Account Number1254291
Street Address1011 CARIBBEAN DR E
CitySUMMERLAND KEY
StateFL
Zip33042-4820
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeIS
Legal DescriptionBK 5 LT 9 SUMMERLAND KEY COVE ADDITION #5 PB 5-40 SUMMERLAND KEY OR806-744 OR1432-982 OR1439-2328 OR1447-336 OR1833-621
Legal Range28E
Legal Township66S
Legal Section35
Legal SubdivisionSUMMERLAND KEY COVE ADD #5
Legal Block5
Legal Lot Number9
JurisdictionMONROE FL
Township / Civil DivisionLOWER KEYS
Census Block Group1
Census Block1052
Census Tract971502

Owner

Source: Monroe County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2156 N RIVERSIDE DR, INDIALANTIC, FL 32903-4512
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 15, 2026 · Amount on Record
Deed SaleMay 15, 2026 · Amount on Record
Prior SaleNov 19, 2002 · Amount on Record
Deed Document Number20262543645
Deed Book / Page3381 / 404
Transfer Doc1439002328
Record UpdatedOct 29, 2026

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateMay 15, 2026
Property Address1011 CARIBBEAN DR E, SUMMERLAND KEY, FL 33042-4820
Document Number0002543645
Book / Page3381 / 404
Instrument DateMay 7, 2026
Instrument2026.2543645
Transaction TypeTransfer
Record UpdatedMay 28, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$777,700.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2156 N RIVERSIDE DR, INDIALANTIC, FL 32903-4512

Mortgage

Document Number0002543646,
DateMay 15, 2026
Book Page3381/406
Instrument2026.2543646
Lender
NameCENTENNIAL BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate TypeFixed Rate
Rate6.46%
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,412.00 (+12.44%)$888,352 (+6.89%) Land $660,000 Building $228,352$888,352 (+6.89%) Land $660,000 Building $228,352
2024$6,592.00 (+4.19%)
2023$6,327.00 (+11.96%)$831,123 (+20.08%) Land $606,000 Building $225,123$831,123 (+20.08%) Land $606,000 Building $225,123
2022$5,651.00$692,165 Land $468,000 Building $224,165$692,165 Land $468,000 Building $224,165

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 454 policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies454 in force
Nearby Flood Claims828 (1998–2022)
Claims Outside the SFHA2 of 828
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 317 claims
  • Hurricane Wilma, Oct 2005 · 192 claims
  • Hurricane Georges, Sep 1998 · 295 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		1,200 / 35

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