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960 Caribbean Dr E, Summerland Key, FL 33042 Property Records

Monroe County property record for 960 Caribbean Dr E, Summerland Key, FL 33042

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,280 sqft · built 1976
Lot Size0.172 acres (7,500 sqft)
OwnerIndividual Name on Record
Last Sale$560,000 (Sep 2020)
Tax Bill$6,830 (2024)
Deeds & MortgagesSep 2020 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN00192160-000000

Property Details

APN / Parcel Number

Primary APN00192160-000000
Alternative APNs
  • 35662800192160000000
  • 1254037

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,280 sqft Living Area
1st Floor Area1,056 sqft
FlooringConcrete/Cement
Interior WallsWood

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 2007
Exterior MaterialCombination
Construction TypeWood
Foundation TypePile
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area7,500 sqft (0.172 acres)
Lot Dimensions125 ft deep x 60 ft wide

Exterior Amenities

Pool Area160 sqft
PorchOpen Porch
Porch Area340 sqft
Deck Area420 sqft
Patio Area910 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Account Number1254037
Old Parcel Number35662800192160000000
Street Address960 CARIBBEAN DR E
CitySUMMERLAND KEY
StateFL
Zip33042-4818
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBK 4 LT12 SUMMERLAND KEY COVE ADDITION #5 PB5-40 SUMMERLAND KEY OR679-56/57 OR1201-1539 OR1407-619D/C OR1594-2000D/C
Legal Range28E
Legal Township66S
Legal Section35
Legal SubdivisionSUMMERLAND KEY COVE ADD #5
Legal Block4
Legal Lot Number12
JurisdictionMONROE FL
Township / Civil DivisionLOWER KEYS
Census Block Group1
Census Block1052
Census Tract971502

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address376 SAWMILL LN, PONTE VEDRA BEACH, FL 32082-4134
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 3, 2020 · Amount on Record
Deed SaleSep 3, 2020 · Amount on Record
Prior SaleSep 10, 1999 · Amount on Record
Deed Document Number2280173
Deed Book / Page3041 / 2207
Record UpdatedJun 8, 2026

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateSep 3, 2020
Property Address960 CARIBBEAN DR E, SUMMERLAND KEY, FL 33042-4818
Document Number0030412207
Book / Page3041 / 2207
Map ReferenceMB 5 PG 40
Instrument DateSep 1, 2020
Instrument2280173
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyTRUE TITLE FLORIDA KEYS INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,920.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7462 SE BOULEVARD, 7462, WHITE SPRINGS, FL 32096

Transferred To (Grantee/Buyer)

NameVerified Name
Address376 SAWMILL LN, PONTE VEDRA BEACH, FL 32082-4134

Mortgage

Document Number0030412209
DateSep 3, 2020
Instrument3041/2209
Lender
NameINTERCONTINENTAL CAPITAL GROUP INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2050

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$971,132 (+8.28%) Land $717,750 Building $253,382$971,132 (+8.28%) Land $717,750 Building $253,382
2024$6,830.00 (+3.7%)
2023$6,586.00 (+14.34%)$896,860 (+26.66%) Land $659,025 Building $237,835$896,860 (+26.66%) Land $659,025 Building $237,835
2022$5,760.00$708,106 Land $508,950 Building $199,156$708,106 Land $508,950 Building $199,156

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 454 policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies454 in force
Nearby Flood Claims828 (1998–2022)
Claims Outside the SFHA2 of 828
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 317 claims
  • Hurricane Wilma, Oct 2005 · 192 claims
  • Hurricane Georges, Sep 1998 · 295 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		1,200 / 35

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