Walton County property record for 98 Winston Ln, #A, Inlet Beach, FL 32461
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,347 sqft · built 2015 |
| Lot Size | 0.126 acres (5,489 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,212,500 (Sep 2020) |
| Tax Bill | $15,837 (2024) |
| Deeds & Mortgages | Sep 2020 Sale & Mortgage Nov 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 36-3S-18-16230-000-0050 |
| Primary APN | 36-3S-18-16230-000-0050 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 3 Stories |
| Building Area | 2,347 sqft Living Area |
| Gross Area | 3,567 sqft |
| Flooring | Tile |
| Interior Walls | Custom/Decorative |
| Year Built | Built 2015 |
|---|---|
| Exterior Material | Wood Siding |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Metal |
| Lot Area | 5,489 sqft (0.126 acres) |
| Lot Dimensions | 13.4 ft deep x 4.1 ft wide |
| Garage Type | Detached - Finished |
| Garage Area | 308 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 543 sqft |
| Deck Area | Deck Area |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 1083310 |
|---|---|
| Street Address | 98 WINSTON LN # A, A |
| City | INLET BEACH |
| State | FL |
| Zip | 32461 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 5 COSTA CARINA PB 18-1 OR 2886-1305 OR 2891-1352 OR 2958-3181 OR 3161-1578 |
| Legal Range | 18W |
| Legal Township | 03S |
| Legal Section | 36 |
| Legal Subdivision | COSTA CARINA |
| Legal Lot Number | 5 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | WALTON BEACHES |
| Census Block Group | 1 |
| Census Block | 1112 |
| Census Tract | 950611 |
98 Winston Ln, #A is owned by an individual who bought it in September 2020.
Source: Walton County records, as of December 17, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 7254 BROOKSHIRE DR, DALLAS, TX 75230-4206 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 25, 2020 | Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK |
| Nov 15, 2019 | Deed of Trust, Mortgage WALTON FNDG LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 25, 2020 · Amount on File |
| Deed Sale | Sep 25, 2020 · Amount on File |
| Deed Document Number | 20200037685 |
| Deed Book / Page | 3161 / 1578 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Sep 25, 2020 |
| Property Address | 98 WINSTON LN # A, A, INLET BEACH, FL 32461 |
| Document Number | 0031611578 |
| Book / Page | 3161 / 1578 |
| Map Reference | MB 18 PG 1-1A |
| Instrument Date | Sep 14, 2020 |
| Instrument | 20200037685 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2021 |
| Title Company | SETCO SERVICES LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8,487.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5339 ALPHA RD STE 300, 5339, DALLAS, TX 75240-7307 |
| Name | Verified Name |
|---|---|
| Address | 7254 BROOKSHIRE DR, DALLAS, TX 75230-4206 |
| Document Number | 0031611580 |
|---|---|
| Date | Sep 25, 2020 |
| Instrument | 3161/1580 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 317 Months |
| Due | Feb 19, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 98 WINSTON LN # A, A, INLET BEACH, FL 32461 |
| Document Number | 0031243893 |
| Instrument Date | Nov 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 5339 ALPHA RD #300 DALLAS TX 752407307, 300, DALLAS, TX 75240-7307 |
| Document Number | 0031243893 |
|---|---|
| Date | Nov 20, 2019 |
| Book Page | 003124/003893 |
| Instrument | 40672 |
| Name | WALTON FNDG LLC |
|---|---|
| Type | Mortgage Company |
| Address | 12805 US HIGHWAY 98 E # E201, INLET BEACH, FL 32461-9632 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Nov 19, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 8.75% |
Source: Walton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,054,470 Land $650,000 Building $1,404,470 | $2,054,470 Land $650,000 Building $1,404,470 | |
| 2024 | $15,837.00 (-0.47%) | ||
| 2023 | $15,911.00 (+9.11%) | $2,121,762 (+12.68%) Land $503,000 Building $1,618,762 | $2,121,762 (+12.68%) Land $503,000 Building $1,618,762 |
| 2022 | $14,582.00 | $1,882,984 Land $447,453 Building $1,435,531 | $1,882,984 Land $447,453 Building $1,435,531 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 98 Winston Ln, #A in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 846 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1,737 units insured incl. 891 condo units |
| Nearby Flood Claims | 9 (2004–2020) |
| Claims Outside the SFHA | 4 of 9 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 98 Winston Ln, #A is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Mediacom Xtream Cable · Fiber | 2,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: REV, Verizon, Wildstar Networks, WOW Internet, Cable & Phone, Xfinity.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures