92 Winston Ln, Inlet Beach, FL 32461 Property Records

Walton County property record for 92 Winston Ln, Inlet Beach, FL 32461

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,991 sqft · built 2010
Lot Size0.126 acres (5,489 sqft)
OwnerIndividual Name on Record
Last Sale$2,350,000 (Sep 2021)
Tax Bill$18,087 (2025)
Deeds & MortgagesSep 2021 Sale & Mortgage
Aug 2020 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN36-3S-18-16230-000-0040

Property Details

APN / Parcel Number

Primary APN36-3S-18-16230-000-0040
Alternative APNs
  • 36-318-16230-000-0040
  • 1083309

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories3 Stories
Building Area2,991 sqft Living Area
Gross Area3,667 sqft
1st Floor Area875 sqft
FlooringTile
Interior WallsCustom/Decorative
ElevatorElevator

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2010
Exterior MaterialConcrete Block
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialOther
Lot Area5,489 sqft (0.126 acres)
Lot Dimensions134 ft deep x 41 ft wide
Garage TypeAttached
Garage Area299 sqft
PorchFinished/Open Porch
Porch Area377 sqft
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address92 WINSTON LN
CityINLET BEACH
StateFL
Zip32461
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNI
Legal DescriptionLOT 4 COSTA CARINA PB 18-1 OR 2763-1338 OR 2763-1408 OR 2947-1583 OR 2971-3906 OR 3041-1562 OR 3143-4596 OR 3155-3833 OR 3218-3565
Legal Range018
Legal Township03S
Legal Section36
Legal SubdivisionCOSTA CARINA
Legal Lot Number4
JurisdictionWALTON FL
Township / Civil DivisionWALTON BEACHES
Census Block Group1
Census Block1112
Census Tract950611

Owner

Source: Walton County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address216 MILL POND CHASE, WARNER ROBINS, GA 31088-1654
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 30, 2021Warranty Deed, Transfer · Conventional Mortgage
SYNOVUS BANK
Aug 19, 2020Warranty Deed, Transfer · Conventional Mortgage
MORGAN STANLEY PRIVATE BANK NA
May 22, 2020Quit Claim Deed, Transfer
NOT AVAILABLE
May 15, 2017Warranty Deed, Transfer
UNIVERSITY LNDG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 30, 2021 · Amount on Record
Deed SaleSep 30, 2021 · Amount on Record
Prior SaleAug 19, 2020 · Amount on Record
Deed Document Number202149113
Deed Book / Page3218 / 3565
Prior Transfer DateOct 25, 2019
Prior Transfer Doc0031434596
Record UpdatedSep 20, 2026

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateSep 30, 2021
Property Address92 WINSTON LN, INLET BEACH, FL 32461-6808
Document Number0032183565
Book / Page3218 / 3565
Map ReferenceMB 18 PG 1&1A
Instrument DateSep 29, 2021
Instrument20210049113
Transaction TypeTransfer
Record UpdatedOct 13, 2021
Title CompanySHORELINE TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$16,450.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3744 MOUNTAIN PARK DR, 3744, MOUNTAIN BRK, AL 35213-4430

Transferred To (Grantee/Buyer)

NameVerified Name
Address216 MILL POND CHASE, WARNER ROBINS, GA 31088-1654

Mortgage

Document Number32183567
DateSep 30, 2021
Instrument3218/3567
Lender
NameSYNOVUS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2051

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateAug 19, 2020
Property Address92 WINSTON LN, INLET BEACH, FL 32461-6808
Document Number0031553833
Book / Page3155 / 3833
Map ReferenceMB 18 PG 1-1A
Instrument DateAug 17, 2020
Instrument20200031259
Transaction TypeTransfer
Record UpdatedDec 30, 2021
Title CompanySETCO SERVICES LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$10,150.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2090 W 1ST ST # ST2308, 2090, FORT MYERS, FL 33901-3103

Transferred To (Grantee/Buyer)

NameVerified Name
Address3744 MOUNTAIN PARK DR, MOUNTAIN BRK, AL 35213-4430

Mortgage

Document Number0031553835
DateAug 19, 2020
Instrument3155/3835
Lender
NameMORGAN STANLEY PRIVATE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2050

May 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWALTON FL
Recording DateMay 22, 2020
Property Address92 WINSTON LN, INLET BEACH, FL 32461-6808
Document Number0031434596
Book / Page003143 / 004596
Instrument DateOct 25, 2019
Instrument17575
Transaction TypeTransfer
Record UpdatedJul 20, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$126.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address9196 SHOAL CREEK DR TALLAHASSEE FL 323124077, TALLAHASSEE, FL 32312-4077

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateMay 15, 2017
Property Address92 WINSTON LN, INLET BEACH, FL 32461-6808
Document Number0030411562
Book / Page003041 / 001562
Instrument DateMay 10, 2017
Instrument15733
Transaction TypeTransfer
Record UpdatedMay 29, 2017

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$9,660.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9670 DEER VALLEY DR TALLAHASSEE FL 323124245, TALLAHASSEE, FL 32312-4245

Mortgage

Document Number30411564
DateMay 15, 2017
Book Page003041/001564
Instrument15734
Lender
NameUNIVERSITY LNDG
AddressSOUTHFIELD, MI 48034
Agreement
AmountAmount Recorded
Term360 Months
DueMay 14, 2047

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$18,087.00 (+5.11%)$2,001,829 (-5.12%) Land $650,000 Building $1,351,829$2,001,829 (-5.12%) Land $650,000 Building $1,351,829
2024$17,207.00 (-8.77%)
2023$18,861.00 (+9.43%)$2,109,926 (+13.45%) Land $503,000 Building $1,606,926$2,109,926 (+13.45%) Land $503,000 Building $1,606,926
2022$17,235.00$1,859,779 Land $447,453 Building $1,412,326$1,859,779 Land $447,453 Building $1,412,326

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 846 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1,737 units insured
incl. 891 condo units
Nearby Flood Claims9 (2004–2020)
Claims Outside the SFHA4 of 9
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Sally, Sep 2020 · 2 claims
  • Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemREGIONAL UTILITIES WATER SYSTEM
private · serves 62,225 people · EPA ID FL1660596
Water SourceGroundwater
Last State InspectionJul 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
Mediacom Xtream
Cable · Fiber
2,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20

May also be available: REV, Verizon, Wildstar Networks, WOW Internet, Cable & Phone, Xfinity.

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