98 W Locust St, Normal, IL 61761 Property Records

McLean County property record for 98 W Locust St, Normal, IL 61761

Property Summary

Property Type	Commercial
Details	24 bd · 11,352 sqft · built 1981
Lot Size	0.461 acres (9,900 sqft)
Owner	Company Name on File
Last Sale	$807,500 (Jun 2019)
Tax Bill	$19,154 (2024)
Deeds & Mortgages	Jun 2019 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`14-28-276-020`

Property Details

APN / Parcel Number

Primary APN	`14-28-276-020`

Interior

Bedrooms	24 Beds
Units	24 Units
Building Area	11,352 sqft Living Area
1st Floor Area	3,784 sqft
Basement Area	3,784 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,900 sqft (0.461 acres)
Lot Dimensions	132 ft deep x 75 ft wide

Utilities, Heating & Cooling

Heating Fuel	Electric

Location & Zoning

Street Address	98 W LOCUST ST
City	NORMAL
State	IL
Zip	61761-2559
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	R-3A
Legal Description	PETERSENS ADD LOT 21 & 24
Legal Range	02E
Legal Township	24N
Legal Section	28
Legal Subdivision	PETERSENS ADD
Legal Lot Number	21,24
Jurisdiction	MCLEAN IL
Township / Civil Division	NORMAL
Census Block Group	1
Census Block	1005
Census Tract	106

Owner

Source: McLean County assessment roll, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	806 IRONWOOD CC DR, NORMAL, IL 61761-5239
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 4, 2019 · Amount on Record
Deed Sale	Jun 4, 2019 · Amount on Record
Deed Document Number	20198383
Record Updated	Jun 8, 2026

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Jun 4, 2019
Property Address	98 W LOCUST ST, NORMAL, IL 61761-2559
Document Number	201900008383
Map Reference	DOC 78-117838
Instrument Date	May 31, 2019
Instrument	2019-00008383
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	FRONTIER TITLE COMPANY, FRONTIER TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,211.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	806 IRONWOOD CC DR, NORMAL, IL 61761-5239

Mortgage

Document Number	201900008384
Date	Jun 4, 2019
Instrument	2019-00008384

Lender

Name	FIRST STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	59 Months
Due	May 30, 2024

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Normal Township
Municipality	Normal Town
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$211,233 (-) Land $69,885 Building $141,348	$633,699 (-) Land $209,655 Building $424,044
2024	$19,154.00 (+5.95%)
2023	$18,078.00 (+5.46%)	$211,233 (+10.69%) Land $64,032 Building $147,201	$633,699 (+10.69%) Land $192,096 Building $441,603
2022	$17,142.00	$190,833 Land $57,848 Building $132,985	$572,499 Land $173,544 Building $398,955

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAL serves 52,736 people · EPA ID IL1130900
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Metronet, Watch TV.

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