114 W Locust St, Normal, IL 61761 Property Records

McLean County property record for 114 W Locust St, Normal, IL 61761

Property Summary

Property Type	Commercial
Details	12 bd · 5,610 sqft · built 1980
Lot Size	0.201 acres (8,712 sqft)
Owner	Company Name on Record
Last Sale	$485,000 (Mar 2017)
Tax Bill	$9,963 (2024)
Deeds & Mortgages	Jun 2018 Mortgage Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-28-276-010`

Property Details

APN / Parcel Number

Primary APN	`14-28-276-010`

Interior

Bedrooms	12 Beds
Units	12 Units
Stories	2 Stories
Building Area	5,610 sqft Living Area
1st Floor Area	1,870 sqft
Basement Area	1,870 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,712 sqft (0.201 acres)
Lot Dimensions	132 ft deep x 66 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	114 W LOCUST ST
City	NORMAL
State	IL
Zip	61761-2547
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	R-3A
Legal Description	FIRST ADD TO NORMAL LOT 12 BLK 27
Legal Range	02E
Legal Township	24N
Legal Section	28
Legal Subdivision	FIRST ADD
Legal Block	27
Legal Lot Number	12
Jurisdiction	MCLEAN IL
Township / Civil Division	NORMAL
Census Block Group	1
Census Block	1005
Census Tract	106

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	311 S MAIN ST, NORMAL, IL 61761-2968
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2018	Deed of Trust, Mortgage · Commercial Mortgage MORTON COMMUNITY BANK
Mar 20, 2017	Warranty Deed, Transfer · Commercial Mortgage MORTON COMMUNITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 20, 2017 · Amount on Record
Deed Sale	Mar 20, 2017 · Amount on Record
Deed Document Number	20174727
Record Updated	Oct 29, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	114 W LOCUST ST, NORMAL, IL 61761-2547
Transaction Type	Mortgage
Record Updated	Apr 30, 2024
Title Company	ALLIANCE LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800009124
Date	Jun 12, 2018
Instrument	2018-00009124

Lender

Name	MORTON COMMUNITY BANK
Type	Bank
Address	MORTON, IL 61550

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Mar 20, 2017
Property Address	114 W LOCUST ST, NORMAL, IL 61761-2547
Document Number	201700004727
Instrument Date	Mar 14, 2017
Instrument	2017-00004727
Transaction Type	Transfer
Record Updated	Apr 30, 2024
Title Company	ALLIANCE LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$727.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	311 S MAIN ST, NORMAL, IL 61761-2968

Mortgage

Document Number	201700004728
Date	Mar 20, 2017
Instrument	2017-00004728

Lender

Name	MORTON COMMUNITY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Normal Township
Municipality	Normal Town
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$121,155 (-) Land $41,314 Building $79,841	$363,465 (-) Land $123,942 Building $239,523
2024	$9,963.00 (-3.92%)
2023	$10,369.00	$121,155 Land $31,144 Building $90,011	$363,465 Land $93,432 Building $270,033

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAL serves 52,736 people · EPA ID IL1130900
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Metronet, Watch TV.

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