McLean County property record for 108 W Locust St, Normal, IL 61761
| Property Type | Commercial Vacant Land |
|---|---|
| Details | 27 bd · 12,960 sqft · built 2004 |
| Lot Size | 0.201 acres (8,712 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $26,956 (2024) |
| Deeds & Mortgages | Jul 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-28-276-013 |
| Primary APN | 14-28-276-013 |
|---|
| Bedrooms | 27 Beds |
|---|---|
| Total Rooms | 45 Rooms |
| Units | 18 Units |
| Stories | 3 Stories |
| Building Area | 12,960 sqft Living Area |
| 1st Floor Area | 4,320 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,712 sqft (0.201 acres) |
| Lot Dimensions | 132 ft deep x 66 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 108 W LOCUST ST |
|---|---|
| City | NORMAL |
| State | IL |
| Zip | 61761-5512 |
| Property Category | Commercial |
| Property Type | Vacant Land > Commercial |
| Local Zoning Code | R-1C |
| Legal Description | FIRST ADD TO NORMAL LOT 15 BLK 27 |
| Legal Range | 02E |
| Legal Township | 24N |
| Legal Section | 28 |
| Legal Subdivision | FIRST ADD |
| Legal Block | 27 |
| Legal Lot Number | 15 |
| Jurisdiction | MCLEAN IL |
| Township / Civil Division | NORMAL |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 106 |
Source: McLean County records, as of April 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 303 N WILLIAMSBURG DR, BLOOMINGTON, IL 61704-3588 |
| Owner Type | Company |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLEAN IL |
| Recording Date | Jul 16, 2026 |
| Property Address | 108 W LOCUST ST, NORMAL, IL 61761-5512 |
| Document Number | 0000009956 |
| Instrument Date | Jun 12, 2026 |
| Instrument | 20269956 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2026 |
| Title Company | FRONTIER TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Address | 303 N WILLIAMSBURG DR, BLOOMINGTON, IL 61704-3588 |
| Document Number | 0000009956, |
|---|---|
| Date | Jul 16, 2026 |
| Instrument | 20269956 |
| Name | CITIZENS EQUITY FIRST CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 143 Months |
| Due | Jun 15, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.27% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
Source: McLean County assessment roll, as of April 8, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | McLean County |
| County Subdivision | Normal Township |
| Municipality | Normal Town |
| Unified School District | McLean County Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $279,648 (-22.28%) Land $10,536 Building $269,112 | $838,944 (-22.28%) Land $31,608 Building $807,336 | |
| 2024 | $26,956.00 (-12.46%) | ||
| 2023 | $30,794.00 | $359,798 Land $8,644 Building $351,154 | $1,079,395 Land $25,932 Building $1,053,463 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORMAL serves 52,736 people · EPA ID IL1130900 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Pavlov Media Fiber | 2,000 / 2,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Frontier, Metronet, Watch TV.
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