Harnett County property record for 98 Valley Brook Ln, Spring Lake, NC 28390
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 3,046 sqft · built 2015 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $430,000 (May 2025) |
| Tax Bill | $3,156 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage Sep 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1500071869 |
| Primary APN | 1500071869 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 3,046 sqft Heated Area |
| 1st Floor Area | 1,475 sqft |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Roof Type | Gable |
| Lot Area | 12,632 sqft (0.29 acres) |
| Garage Area | 483 sqft |
| Porch | Porch |
| Porch Area | 282 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1500071869 |
|---|---|
| Street Address | 98 VALLEY BROOK LN |
| City | SPRING LAKE |
| State | NC |
| Zip | 28390-4040 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA20R |
| Legal Description | LOT#812 ANDRSN CRK CLUB PH5B2 0.29AC MAP#2013-249 |
| Legal Subdivision | ANDERSON CREEK CLU |
| Legal Phase | 5 |
| Legal Lot Number | 812 |
| Jurisdiction | HARNETT NC |
| Township / Civil Division | ANDERSON CREEK |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 71204 |
Source: Harnett County records · APN 1500071869
Assessment roll updated August 28, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 98 VALLEY BROOK LN, SPRING LAKE, NC 28390-4040 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jul 21, 2020 | Deed of Trust, Mortgage · VA Mortgage FIRST HERITAGE MORTGAGE LLC |
| Sep 01, 2017 | Warranty Deed, Subdivision Related Transfer · VA Mortgage FRANKLIN AMERICAN MORTGAGE CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 22, 2025 · Amount on Record |
| Deed Sale | May 22, 2025 · Amount on Record |
| Prior Sale | Sep 01, 2017 · Amount on Record |
| Deed Document Number | 20259166 |
| Deed Book / Page | 4286 / 663 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARNETT NC |
| Property Address | 98 VALLEY BROOK LN, SPRING LAKE, NC 28390-4040 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000012139 |
|---|---|
| Date | Jul 21, 2020 |
| Book Page | 3842/4 |
| Instrument | 2020012139 |
| Name | FIRST HERITAGE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFAX, VA 22030 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARNETT NC |
| Recording Date | Sep 01, 2017 |
| Property Address | 98 VALLEY BROOK LN, SPRING LAKE, NC 28390-4040 |
| Document Number | 0000013206 |
| Book / Page | 3537 / 0777 |
| Instrument Date | Aug 18, 2017 |
| Instrument | 2017013206 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 09, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $680.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2550 CAPITOL DR STE 105, 2550, CREEDMOOR, NC 27522-9450 |
| Name | Verified Name |
|---|---|
| Address | 98 VALLEY BROOK LN, SPRING LAKE, NC 28390-4040 |
| Document Number | 0000013208 |
|---|---|
| Date | Sep 01, 2017 |
| Instrument | 2017013208 |
| Name | FRANKLIN AMERICAN MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2047 |
Source: Harnett County records · Assessment roll updated August 28, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Harnett County |
| Unified School District | Harnett County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,156.00 | $438,119 (-) | $438,119 (-) Land $60,610 Building $377,509 |
| 2023 | $3,156.00 | $438,119 | $438,119 Land $60,610 Building $377,509 |
Source: FEMA National Flood Hazard Layer as of March 12, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 21 policies |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 6 (2013–2018) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
| Wildfire Risk | Low lower than 62% of the US · above 54% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Brightspeed Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 270 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HARNETT REGIONAL WATER serves 121,885 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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