123 Valley Brook Ln, Spring Lake, NC 28390 Property Records

Harnett County property record for 123 Valley Brook Ln, Spring Lake, NC 28390

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,578 sqft · built 2014
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on Record
Last Sale	$402,500 (Sep 2025)
Tax Bill	$2,942 (2026)
Deeds & Mortgages	May 2023 Transfer Jul 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1500056713`

Property Details

APN / Parcel Number

Primary APN	`1500056713`
Alternative APNs	`01053521 0100 87` `1500013342` `1500074193`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,578 sqft Heated Area
1st Floor Area	1,131 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Roof Type	Gable
Lot Area	15,246 sqft (0.35 acres)
Garage Area	441 sqft
Porch	Porch
Porch Area	299 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	1500074193
Street Address	123 VALLEY BROOK LN
City	SPRING LAKE
State	NC
Zip	28390-7026
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA20R
Legal Description	LOT#816B ANDRSN CREEK CLUB PH5B2 MAP#2013-249
Legal Subdivision	ANDERSON CREEK CLUB
Legal Phase	5
Legal Lot Number	816B
Jurisdiction	HARNETT NC
Township / Civil Division	ANDERSON CREEK
Census Block Group	2
Census Block	2025
Census Tract	71204

Owner

Source: Harnett County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	123 VALLEY BROOK LN, SPRING LAKE, NC 28390-7026
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 25, 2023	Intrafamily Transfer, Transfer
Jul 25, 2022	Warranty Deed, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE LLC
Aug 18, 2020	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 10, 2025 · Amount on Record
Deed Sale	Sep 10, 2025 · Amount on Record
Prior Sale	Sep 5, 2014 · Amount on Record
Deed Document Number	202517092
Deed Book / Page	4303 / 206
Prior Transfer Date	May 24, 2023
Prior Transfer Doc	0000008241
Record Updated	Oct 29, 2026

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HARNETT NC
Recording Date	May 25, 2023
Property Address	123 VALLEY BROOK LN, SPRING LAKE, NC 28390-7026
Document Number	0000008241
Book / Page	4193 / 2375
Map Reference	MB 2013 PG 249
Instrument Date	May 24, 2023
Instrument	2023008241
Transaction Type	Transfer
Record Updated	Aug 18, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	123 VALLEY BROOK LN, SPRING LAKE, NC 28390-7026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 VALLEY BROOK LN, SPRING LAKE, NC 28390-7026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARNETT NC
Recording Date	Jul 25, 2022
Property Address	123 VALLEY BROOK LN, SPRING LAKE, NC 28390-7026
Document Number	0000105808
Book / Page	4160 / 503
Map Reference	MB 2013 PG 249
Instrument Date	Jul 20, 2022
Instrument	2022105808
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$770.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6682 OLD BLACKSMITH DR, 6682, BURKE, VA 22015-4137

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 VALLEY BROOK LN, SPRING LAKE, NC 28390-7026

Mortgage

Document Number	0000105809
Date	Jul 25, 2022
Instrument	2022105809

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARNETT NC
Property Address	123 VALLEY BROOK LN, SPRING LAKE, NC 28390-7026
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014277
Date	Aug 18, 2020
Book Page	3854/982
Instrument	2020014277

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Harnett County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Harnett County
Unified School District	Harnett County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,942.00 (+23.41%)	$386,133 (+17.69%)	$386,133 (+17.69%) Land $52,290 Building $333,843
2025	$2,384.00	$328,082 (-)	$328,082 (-) Land $69,300 Building $258,782
2023	$2,384.00	$328,082 (-)	$328,082 (-) Land $69,300 Building $258,782
2022	$2,384.00	$328,082	$328,082 Land $69,300 Building $258,782

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	6 (2013–2018)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARNETT REGIONAL WATER serves 121,885 people · EPA ID NC0343045
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Brightspeed Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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