109 Valley Brook Ln, Spring Lake, NC 28390 Property Records

Harnett County property record for 109 Valley Brook Ln, Spring Lake, NC 28390

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,530 sqft · built 2014
Lot Size0.389 acres (16,988 sqft)
Owner2 Individual Names on File
Last Sale$290,000 (Jun 2020)
Tax Bill$2,384 (2023)
Deeds & MortgagesJun 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN1500036976

Property Details

APN / Parcel Number

Primary APN1500036976
Alternative APN
  • 01053521 0100 88

Interior

Bedrooms3 Beds
Full Baths3 Baths
Building Area2,530 sqft Heated Area
Gross Area3,187 sqft
1st Floor Area948 sqft
FlooringPlywood
FireplacePrefabricated

Exterior

Year BuiltBuilt 2014
Exterior MaterialStone Veneer
Lot Area16,988 sqft (0.389 acres)
Garage Area462 sqft
PorchPorch
Porch Area316 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number1500036976
Street Address109 VALLEY BROOK LN
CitySPRING LAKE
StateNC
Zip28390-7026
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA-20R
Legal DescriptionLT#817 ANDRSN CRK CLUB PH5B2 0.39AC MAP#2013-249
Legal SubdivisionANDERSON CREEK CLUB
Legal Phase5
Legal Lot Number817
JurisdictionHARNETT NC
Township / Civil DivisionANDERSON CREEK
Census Block Group2
Census Block2025
Census Tract71204

Owner

Source: Harnett County assessment roll, as of January 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address109 VALLEY BROOK LN, SPRING LAKE, NC 28390-7026
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 29, 2020 · Amount on Record
Deed SaleJun 29, 2020 · Amount on Record
Prior SaleFeb 7, 2014 · Amount on Record
Deed Document Number0003832312
Deed Book / Page3832 / 312
Record UpdatedJun 7, 2026

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHARNETT NC
Recording DateJun 29, 2020
Property Address109 VALLEY BROOK LN, SPRING LAKE, NC 28390-7026
Document Number0000010581
Book / Page003832 / 000312
Instrument DateJun 29, 2020
Instrument10581
Transaction TypeTransfer
Record UpdatedAug 20, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$580.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address942 WESTLAND RIDGE RD FAYETTEVILLE NC 283113012, FAYETTEVILLE, NC 28311-3012

Mortgage

Document Number10582
DateJun 29, 2020
Book Page003832/000314
Instrument10582
Lender
NameUSAA
AddressSAN ANTONIO, TX 78288-0544
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 28, 2050

Tax Assessment & Valuation

Source: Harnett County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHarnett County
Unified School DistrictHarnett County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$2,384.00$328,020$328,020 Land $72,930 Building $255,090

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 21 policies
Nearby Flood Policies21 in force
Nearby Flood Claims6 (2013–2018)
Claims Outside the SFHA6 of 6
Most Recent ClaimSep 2018 · Hurricane Florence
Claims by Event
  • Hurricane Florence, Sep 2018 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARNETT REGIONAL WATER
serves 121,885 people · EPA ID NC0343045
Water SourceSurface water
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Brightspeed
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile USA
Fixed Wireless
100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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