98 Trestle View Rd, Toccoa, GA 30577 Property Records

Stephens County property record for 98 Trestle View Rd, Toccoa, GA 30577

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,495 sqft · built 2007
Lot Size	5.92 acres (257,875 sqft)
Owner	2 Individual Names on Record
Last Sale	$544,000 (Jul 2025)
Tax Bill	$4,580 (2025)
Deeds & Mortgages	Jul 2025 Sale & Mortgage Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`009D 054`

Property Details

APN / Parcel Number

Primary APN	`009D 054`
Alternative APN	`555177`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,495 sqft Heated Area
Basement Area	2,095 sqft
Finished Basement	400 sqft
Unfinished Basement	1,695 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	257,875 sqft (5.92 acres)
Garage Area	484 sqft

Exterior Amenities

Pool Area	544 sqft
Porch	Slab
Porch Area	848 sqft
Deck Area	576 sqft
Patio Area	720 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	555177
Street Address	98 TRESTLE VIEW RD
City	TOCCOA
State	GA
Zip	30577-8524
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOTS 49,50,51 & E PT LOT 52 TRESTLE FALLS S/D
Legal Subdivision	TRESTLE FALLS
Legal Phase	1A
Legal Lot Number	49+
Jurisdiction	STEPHENS GA
Township / Civil Division	MARTIN-AVALON
Census Block Group	2
Census Block	2001
Census Tract	970401

Owner

Source: Stephens County records, as of March 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	98 TRESTLE VIEW RD, TOCCOA, GA 30577-8524
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2025	Warranty Deed, Transfer NORTH GEORGIA CREDIT UNION
Oct 23, 2020	Deed of Trust, Mortgage · Conventional with PMI UNITED CMNTY BK
Mar 26, 2018	Grant Deed, Transfer · Conventional Mortgage HOMESTAR FIN'L
Dec 6, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2025 · Amount on Record
Deed Sale	Jul 15, 2025 · Amount on Record
Prior Sale	Mar 19, 2018 · Amount on Record
Deed Book / Page	1415 / 36
Transfer Doc	0007170262
Record Updated	Jun 8, 2026

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Jul 15, 2025
Property Address	98 TRESTLE VIEW RD, TOCCOA, GA 30577-8524
Document Number	0014150036
Book / Page	1415 / 36
Instrument Date	Jul 14, 2025
Transaction Type	Transfer
Record Updated	Mar 9, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5.44
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	98 TRESTLE VIEW RD, TOCCOA, GA 30577-8524

Mortgage

Document Number	0000141550
Date	Jul 15, 2025
Instrument	1415/50

Lender

Name	NORTH GEORGIA CREDIT UNION

Agreement

Amount	Amount Recorded
Term	54 Months
Due	Jan 1, 2030

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	98 TRESTLE VIEW RD, TOCCOA, GA 30577-8524
Document Number	0012270038
Instrument Date	Oct 23, 2020
Transaction Type	Mortgage
Record Updated	Nov 23, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	98 TRESTLE VIEW RD TOCCOA GA 305778524, TOCCOA, GA 30577-8524

Mortgage

Document Number	0012270038
Date	Oct 28, 2020
Book Page	001227/000038

Lender

Name	UNITED CMNTY BK
Type	Bank
Address	BLAIRSVILLE, GA 30514

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 27, 2050

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STEPHENS GA
Recording Date	Mar 26, 2018
Property Address	98 TRESTLE VIEW RD, TOCCOA, GA 30577-8524
Document Number	0011450292
Book / Page	001145 / 000292
Instrument Date	Mar 19, 2018
Transaction Type	Transfer
Record Updated	Jun 11, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$186.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 394 TOCCOA GA 305771406, TOCCOA, GA 30577-1406

Mortgage

Document Number	11450295
Date	Mar 26, 2018
Book Page	001145/000295

Lender

Name	HOMESTAR FIN'L
Type	Funding / Finance Company
Address	GAINSEVILLE, GA 30501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 25, 2048

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STEPHENS GA
Recording Date	Dec 6, 2017
Property Address	98 TRESTLE VIEW RD, TOCCOA, GA 30577-8524
Document Number	0011370410
Book / Page	001137 / 000410
Instrument Date	Nov 21, 2017
Transaction Type	Transfer
Record Updated	Dec 4, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3401 W END AVE #760 NASHVILLE TN 372036860, 760, NASHVILLE, TN 37203-6860
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,580.00 (+15.98%) Homeowner's exemption	$196,605 (+45.99%) Land $17,472 Building $179,133	$491,512 (+45.99%) Land $43,680 Building $447,832
2023	$3,949.00 (+1.86%) Homeowner's exemption	$134,667 (+3.39%) Land $17,472 Building $117,195	$336,667 (+3.39%) Land $43,680 Building $292,987
2022	$3,877.00 Homeowner's exemption	$130,251 Land $17,472 Building $112,779	$325,628 Land $43,680 Building $281,948

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 79% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	200 / 20
T-Mobile Fixed Wireless	25 / 3

May also be available: AT&T, Verizon.

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