128 Trestle View Rd, Toccoa, GA 30577 Property Records

Stephens County property record for 128 Trestle View Rd, Toccoa, GA 30577

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,400 sqft · built 2004
Lot Size	1.01 acres (43,996 sqft)
Owner	2 Individual Names on Record
Last Sale	$196,500 (Feb 2017)
Tax Bill	$3,481 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Feb 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`009D 038`

Property Details

APN / Parcel Number

Primary APN	`009D 038`
Alternative APN	`555220`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,400 sqft Heated Area
Basement Area	1,200 sqft
Finished Basement	600 sqft
Unfinished Basement	600 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2006
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,996 sqft (1.01 acres)
Garage Area	756 sqft

Exterior Amenities

Porch	Slab
Porch Area	320 sqft
Deck Area	464 sqft
Patio Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	555220
Street Address	128 TRESTLE VIEW RD
City	TOCCOA
State	GA
Zip	30577-8524
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 54 PH 1A TRESTLE FALLS S/D
Legal Subdivision	TRESTLE FALLS
Legal Phase	1A
Legal Lot Number	54
Jurisdiction	STEPHENS GA
Township / Civil Division	MARTIN-AVALON
Census Block Group	2
Census Block	2001
Census Tract	970401

Owner

Source: Stephens County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	128 TRESTLE VIEW RD, TOCCOA, GA 30577-8524
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2026	Warranty Deed, Transfer · Stand-Alone First Mortgage UNITED WHOLESALE LENDING
Feb 14, 2017	Warranty Deed, Transfer · FHA Mortgage HOMESTAR FINANCIAL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 14, 2017 · Amount on Record
Deed Sale	Feb 14, 2017 · Amount on Record
Prior Sale	Mar 5, 2004 · Amount on Record
Deed Document Number	2017140
Deed Book / Page	1114 / 157
Last Transfer Date	May 11, 2026
Transfer Doc	0000002081
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Jul 15, 2026
Property Address	128 TRESTLE VIEW RD, TOCCOA, GA 30577-8524
Document Number	0000002081
Book / Page	1457 / 386
Instrument Date	May 11, 2026
Instrument	20262081
Transaction Type	Transfer
Record Updated	Aug 17, 2026

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 TRESTLE VIEW RD, TOCCOA, GA 30577-8524

Mortgage

Document Number	0000002082,
Date	Jul 15, 2026
Book Page	1457/389
Instrument	20262082

Lender

Name	UNITED WHOLESALE LENDING

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.37%
Max Rate	-1%

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Feb 14, 2017
Property Address	128 TRESTLE VIEW RD, TOCCOA, GA 30577-8524
Document Number	0011140157
Book / Page	1114 / 157
Instrument Date	Feb 14, 2017
Instrument	2017-000140
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 214, TOCCOA, GA 30577-1403

Mortgage

Document Number	0011140159
Date	Feb 15, 2017
Book Page	1114/159

Lender

Name	HOMESTAR FINANCIAL
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,481.00 (+22.01%) Homeowner's exemption	$153,984 (+57.36%) Land $3,284 Building $150,700	$384,962 (+57.36%) Land $8,211 Building $376,751
2023	$2,853.00 (+2%) Homeowner's exemption	$97,857 (+4.12%) Land $3,284 Building $94,573	$244,644 (+4.12%) Land $8,211 Building $236,433
2022	$2,797.00 Homeowner's exemption	$93,981 Land $3,284 Building $90,697	$234,953 Land $8,211 Building $226,742

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 79% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	200 / 20
T-Mobile Fixed Wireless	25 / 3

May also be available: AT&T, Verizon.

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