103 Trestle View Rd, Toccoa, GA 30577 Property Records

Stephens County property record for 103 Trestle View Rd, Toccoa, GA 30577

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 3,402 sqft · built 2005
Lot Size	1.01 acres (43,996 sqft)
Owner	Individual Name on Record
Tax Bill	$3,335 (2025)
Deeds & Mortgages	May 2021 Line of Credit Nov 2025 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`009D 037`

Property Details

APN / Parcel Number

Primary APN	`009D 037`
Alternative APN	`555228`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	3,402 sqft Heated Area
Attic Area	2,588 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2006
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,996 sqft (1.01 acres)
Garage Area	700 sqft
Porch	Porch
Porch Area	528 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	555228
Old Parcel Number	009D 037
Street Address	103 TRESTLE VIEW RD
City	TOCCOA
State	GA
Zip	30577-8525
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 55 TRESTLE FALLS S/D
Legal Subdivision	TRESTLE FALLS
Legal Lot Number	55
Jurisdiction	STEPHENS GA
Township / Civil Division	MARTIN-AVALON
Census Block Group	2
Census Block	2001
Census Tract	970401

Owner

Source: Stephens County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	103 TRESTLE VIEW RD, TOCCOA, GA 30577-8525
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 13, 2021	Deed of Trust, Mortgage · Line of Credit OCONEE FEDERAL SAVINGS AND LOAN
Nov 18, 2025	Warranty Deed, Transfer
May 7, 2021	Deed of Trust, Mortgage · Line of Credit OCONEE FED'L S&L ASSN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 18, 2025
Deed Sale	Nov 18, 2025
Deed Document Number	0001430222
Deed Book / Page	1430 / 222
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	103 TRESTLE VIEW RD, TOCCOA, GA 30577-8525
Transaction Type	Mortgage
Record Updated	Feb 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 TRESTLE VIEW RD, TOCCOA, GA 30577-8525

Mortgage

Document Number	0012510000000286
Date	May 13, 2021
Book Page	0000001251/0000000286

Lender

Name	OCONEE FEDERAL SAVINGS AND LOAN

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jan 1, 2031

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Nov 18, 2025
Property Address	103 TRESTLE VIEW RD, TOCCOA, GA 30577-8525
Document Number	0014300222
Book / Page	1430 / 222
Instrument Date	Nov 18, 2025
Transaction Type	Transfer
Record Updated	Jan 5, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 TRESTLE VIEW RD, TOCCOA, GA 30577-8525

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	103 TRESTLE VIEW RD, TOCCOA, GA 30577-8525
Document Number	0012510286
Instrument Date	May 7, 2021
Transaction Type	Mortgage
Record Updated	Jun 22, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 TRESTLE VIEW RD TOCCOA GA 305778525, TOCCOA, GA 30577-8525

Mortgage

Document Number	0012510286
Date	May 13, 2021
Book Page	001251/000286

Lender

Name	OCONEE FED'L S&L ASSN
Type	Federal Savings Bank
Address	2859 HIGHWAY 17 ALT, TOCCOA, GA 30577-8785

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	May 12, 2031

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,335.00 (+22.34%) Homeowner's exemption Senior Citizen's exemption	$189,552 (+52.13%) Land $3,626 Building $185,926	$473,879 (+52.13%) Land $9,064 Building $464,815
2024	$2,726.00 (+13.44%) Homeowner's exemption Senior Citizen's exemption	$124,601 (+7.77%) Land $3,626 Building $120,975	$311,502 (+7.77%) Land $9,064 Building $302,438
2023	$2,403.00 (-25.72%) Homeowner's exemption	$115,616 (+6.38%) Land $3,626 Building $111,990	$289,039 (+6.38%) Land $9,064 Building $279,975
2022	$3,235.00 Homeowner's exemption	$108,679 Land $3,626 Building $105,053	$271,696 Land $9,064 Building $262,632

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 79% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	200 / 20
T-Mobile Fixed Wireless	25 / 3

May also be available: AT&T, Verizon.

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