95 Townsend St, Pepperell, MA 01463 Property Records

Middlesex County and Pepperell Town property record for 95 Townsend St, Pepperell, MA 01463

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,683 sqft · built 1875
Lot Size	2.77 acres (120,949 sqft)
Owner	2 Individual Names on Record
Last Sale	$358,500 (Jun 2017)
Tax Bill	$10,046 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Sep 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`PEPP M:0033 B:0060 L:00000`

Property Details

APN / Parcel Number

Primary APN	`PEPP M:0033 B:0060 L:00000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,683 sqft Living Area
Gross Area	8,683 sqft
Basement Area	2,462 sqft
Unfinished Basement	2,462 sqft

Exterior

Year Built	Built 1875
Effective Year Built	Effective 1875
Architectural Style	Historical
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	120,949 sqft (2.77 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	95 TOWNSEND ST
City	PEPPERELL
State	MA
Zip	01463-1203
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TNR
Legal Block	60
Jurisdiction	PEPPERELL MA
Township / Civil Division	PEPPERELL
Census Block Group	3
Census Block	3007
Census Tract	327103

Owner

Source: Middlesex County and Pepperell Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	95 TOWNSEND ST, PEPPERELL, MA 01463-1203
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2021	Deed of Trust, Mortgage · Balloon Mortgage FIGURE LENDING LCC
Sep 8, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance LEADER BANK NA
Jun 30, 2017	Quit Claim Deed, Transfer LEADER BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2017 · Amount on Record
Deed Sale	Jun 30, 2017 · Amount on Record
Prior Sale	Oct 28, 1996 · Amount on Record
Deed Book / Page	69535 / 209
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PEPPERELL MA
Property Address	95 TOWNSEND ST, PEPPERELL, MA 01463-1203
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	077498-250
Date	Apr 13, 2021
Book Page	77498/250
Instrument	82953

Lender

Name	FIGURE LENDING LCC

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	121 Months
Due	May 1, 2031

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PEPPERELL MA
Property Address	95 TOWNSEND ST, PEPPERELL, MA 01463-1203
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	75554-367
Date	Sep 8, 2020
Book Page	75554/367
Instrument	156123

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PEPPERELL MA
Recording Date	Jun 30, 2017
Property Address	95 TOWNSEND ST, PEPPERELL, MA 01463-1203
Document Number	69535-209
Book / Page	69535 / 209
Instrument	101592
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$59.98
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	95 TOWNSEND ST, PEPPERELL, MA 01463-1203

Mortgage

Document Number	695350212
Date	Jun 30, 2017
Instrument	69535/0212

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Jun 30, 2047

Tax Assessment & Valuation

Source: Middlesex County and Pepperell Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Pepperell Town
Unified School District	North Middlesex School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,046.00 (+4.46%)	$686,700 (+2.46%) Land $201,200 Building $485,500	$609,995 (+4.68%)
2024	$9,617.00 (+1.26%)	$670,200 (+6.84%) Land $184,700 Building $485,500	$582,730
2023	$9,497.00	$627,300 Land $156,700 Building $470,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PEPPERELL DPW WATER DIVISION serves 9,217 people · EPA ID MA2232000
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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