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98 Steers Ave, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 98 Steers Ave, Schenectady, NY 12304

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 828 sqft · built 1948
Lot Size0.152 acres (6,630 sqft)
Owner2 Individual Names on File
Last Sale$197,000 (May 2024)
Tax Bill$6,043 (2026)
Deeds & MortgagesMay 2024 Sale
Oct 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN421500 60.22-3-34

Property Details

APN / Parcel Number

Primary APN421500 60.22-3-34
Alternative APN
  • 150006002200030340000000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area828 sqft Living Area
1st Floor Area828 sqft
Basement Area450 sqft
Finished Basement450 sqft

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1948
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area6,630 sqft (0.152 acres)
Lot Dimensions65 ft deep x 102 ft wide
Garage TypeAttached
Garage Area360 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area324 sqft
Patio Area36 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address98 STEERS AVE
CitySCHENECTADY
StateNY
Zip12304-1720
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02 - SINGL
Legal DescriptionWOODLAWN GARDENS 1 WOOD AND GARAGE
Legal Block3
Legal Lot Number34.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group1
Census Block1023
Census Tract21801

Owner

98 Steers Ave is owned by two individuals who bought it in May 2024.

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address2069 DAYTON DR, LEMON GROVE, CA 91945-4124
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 14, 2024Warranty Deed, Transfer
EAGLE TITLE AND ABSTRACT, ELITE TITLE & ABSTRACT
Oct 16, 2019Deed, Transfer · Conventional Mortgage
TRUSTCO BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 14, 2024 · Amount on File
Deed SaleMay 14, 2024 · Amount on File
Prior SaleOct 16, 2019 · Amount on File
Deed Document Number202428693
Deed Book / Page2131 / 51
Record UpdatedOct 29, 2026

May 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateMay 14, 2024
Property Address98 STEERS AVE, SCHENECTADY, NY 12304-1720
Document Number0000028693
Book / Page2131 / 51
Instrument DateApr 19, 2024
Instrument202428693
Transaction TypeTransfer
Record UpdatedApr 14, 2026
Title CompanyEAGLE TITLE AND ABSTRACT, ELITE TITLE & ABSTRACT

Transaction

AmountAmount on Record
Tax$788.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address98 STEERS AVE, SCHENECTADY, NY 12304-1720

Transferred To (Grantee/Buyer)

NameVerified Name
Address2069 DAYTON DR, LEMON GROVE, CA 91945-4124

October 2019: Deed, Transfer

Document TypeDeed
JurisdictionSCHENECTADY NY
Recording DateOct 16, 2019
Property Address98 STEERS AVE, SCHENECTADY, NY 12304-1720
Document Number0000046764
Book / Page2022 / 091
Instrument DateOct 1, 2019
Instrument201946764
Transaction TypeTransfer
Record UpdatedMay 10, 2022
Title CompanyAMP ABSTRACT

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$436.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address98 STEERS AVE, 98, SCHENECTADY, NY 12304-1720

Transferred To (Grantee/Buyer)

NameVerified Name
Address2217 NEW SCOTLAND RD, VOORHEESVILLE, NY 12186-5056

Mortgage

Document Number0000046765
DateOct 16, 2019
Instrument201946765
Lender
NameTRUSTCO BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 98 Steers Ave was $6,043, up 2% from the year before.

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,043.00 (+2.03%)
2025$5,923.00$119,100 Land $17,900 Building $101,200$197,218 Land $29,641 Building $167,577
2023$119,100 (-) Land $17,900 Building $101,200$150,759 (+3.8%) Land $22,658 Building $128,101
2022$119,100 Land $17,900 Building $101,200$145,244 Land $21,829 Building $123,415
2021$5,668.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 98 Steers Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 98 Steers Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 531 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
T-Mobile
Fixed Wireless		100 / 20

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