Schenectady County and Schenectady City property record for 92 Steers Ave, Schenectady, NY 12304
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,125 sqft · built 1950 |
| Lot Size | 0.137 acres (5,985 sqft) |
| Owner | Individual Name on File |
| Last Sale | $82,300 (Sep 2002) |
| Tax Bill | $5,633 (2026) |
| Deeds & Mortgages | Aug 2021 Mortgage Apr 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 60.22-3-36 |
| Primary APN | 421500 60.22-3-36 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,125 sqft Living Area |
| 1st Floor Area | 1,125 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Lot Area | 5,985 sqft (0.137 acres) |
| Lot Dimensions | 105 ft deep x 57 ft wide |
| Garage Type | Attached |
| Garage Area | 320 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 558 sqft |
| Patio Area | 384 sqft |
| Canopy | 24 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 92 STEERS AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-1720 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | AND PART OF 129 1 WOOD AND CARPORT |
| Legal Subdivision | REVISED MAP OF A PORTION OF WOODLAWN |
| Legal Block | 3 |
| Legal Lot Number | 36.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 21801 |
92 Steers Ave is owned and occupied by an individual who bought it in September 2002.
Source: Schenectady County and Schenectady City records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 92 STEERS AVE, SCHENECTADY, NY 12304-1720 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 27, 2021 | Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE |
| Apr 29, 2022 | Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE |
| Jun 21, 2023 | Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 6, 2002 · Amount on File |
| Deed Sale | Sep 6, 2002 · Amount on File |
| Deed Book / Page | 1632 / 446 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 92 STEERS AVE, SCHENECTADY, NY 12304-1720 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 92 STEERS AVE, SCHENECTADY, NY 12304-1720 |
| Document Number | 0000042348 |
|---|---|
| Date | Aug 27, 2021 |
| Book Page | 5137/395 |
| Instrument | 202142348 |
| Name | MIDLAND MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 92 STEERS AVE, SCHENECTADY, NY 12304-1720 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 92 STEERS AVE, SCHENECTADY, NY 12304-1720 |
| Document Number | 0000022712 |
|---|---|
| Date | Apr 29, 2022 |
| Book Page | 5222/945 |
| Instrument | 202222712 |
| Name | MIDLAND MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 92 STEERS AVE, SCHENECTADY, NY 12304-1720 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 92 STEERS AVE, SCHENECTADY, NY 12304-1720 |
| Document Number | 0000035659 |
|---|---|
| Date | Jun 21, 2023 |
| Book Page | 5311/750 |
| Instrument | 202335659 |
| Name | MIDFIRST BANK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2053 |
The 2026 property tax bill for 92 Steers Ave was $5,633 with a homeowner's exemption, up 3.1% from the year before.
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,633.00 (+3.15%) Homeowner's exemption | ||
| 2025 | $5,461.00 | $118,200 Land $17,700 Building $100,500 | $195,728 Land $29,310 Building $166,418 |
| 2023 | $118,200 (-) Land $17,700 Building $100,500 | $149,620 (+3.8%) Land $22,405 Building $127,215 | |
| 2022 | $118,200 Land $17,700 Building $100,500 | $144,146 Land $21,585 Building $122,561 | |
| 2021 | $5,060.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 92 Steers Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 92 Steers Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 531 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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