Schenectady County and Schenectady City property record for 96 Steers Ave, Schenectady, NY 12304
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,249 sqft · built 1950 |
| Lot Size | 0.144 acres (6,300 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $85,000 (Aug 2002) |
| Tax Bill | $5,176 (2026) |
| Deeds & Mortgages | Mar 2021 Mortgage Jan 2024 Line of Credit + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 60.22-3-35 |
| Primary APN | 421500 60.22-3-35 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,249 sqft Living Area |
| 1st Floor Area | 955 sqft |
| Upper Floors Area | 294 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Ranch |
| Exterior Material | Composition/Composite |
| Lot Area | 6,300 sqft (0.144 acres) |
| Lot Dimensions | 105 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 294 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 20 sqft |
| Patio Area | 64 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 96 STEERS AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-1720 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | 1 WOOD AND GAR |
| Legal Subdivision | STEERS AVENUE |
| Legal Block | 3 |
| Legal Lot Number | 35.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 21801 |
Source: Schenectady County and Schenectady City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 96 STEERS AVE, SCHENECTADY, NY 12304-1720 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SUNMARK FCU |
| Jan 11, 2024 | Deed of Trust, Mortgage · Line of Credit SUNMARK FCU |
| Apr 24, 2024 | Deed of Trust, Mortgage · Line of Credit SUNMARK FCU |
| Apr 24, 2024 | Deed of Trust, Mortgage SUNMARK FCU |
| Oct 18, 2024 | Deed of Trust, Mortgage · Line of Credit SUNMARK FCU |
| Oct 18, 2024 | Deed of Trust, Mortgage · Line of Credit SUNMARK FCU |
| Feb 10, 2017 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 13, 2002 · Amount on Record |
| Deed Sale | Aug 13, 2002 · Amount on Record |
| Deed Book / Page | 1630 / 705 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 96 STEERS AVE, SCHENECTADY, NY 12304-1720 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Title Company | MARKET TITLE SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 96 STEERS AVE, SCHENECTADY, NY 12304-1720 |
| Document Number | 0000012876 |
|---|---|
| Date | Mar 25, 2021 |
| Book Page | 5083/183 |
| Instrument | 202112876 |
| Name | SUNMARK FCU |
|---|---|
| Type | Credit Union |
| Address | LATHAM, NY 12110 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 96 STEERS AVE, SCHENECTADY, NY 12304-1720 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Name | Verified Name |
|---|---|
| Address | 96 STEERS AVE, SCHENECTADY, NY 12304-1720 |
| Document Number | 0000002776 |
|---|---|
| Date | Jan 11, 2024 |
| Book Page | 5352/883 |
| Instrument | 202402776 |
| Name | SUNMARK FCU |
|---|---|
| Type | Credit Union |
| Address | LATHAM, NY 12110 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Dec 25, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 96 STEERS AVE, SCHENECTADY, NY 12304-1720 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Name | Verified Name |
|---|---|
| Address | 96 STEERS AVE, SCHENECTADY, NY 12304-1720 |
| Document Number | 0000024301 |
|---|---|
| Date | Apr 24, 2024 |
| Book Page | 5369/354 |
| Instrument | 202424301 |
| Name | SUNMARK FCU |
|---|---|
| Type | Credit Union |
| Address | LATHAM, NY 12110 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 25, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 96 STEERS AVE, SCHENECTADY, NY 12304-1720 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Name | Verified Name |
|---|---|
| Address | 96 STEERS AVE, SCHENECTADY, NY 12304-1720 |
| Document Number | 0000024302 |
|---|---|
| Date | Apr 24, 2024 |
| Book Page | 5369/364 |
| Instrument | 202424302 |
| Name | SUNMARK FCU |
|---|---|
| Type | Credit Union |
| Address | LATHAM, NY 12110 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 96 STEERS AVE, SCHENECTADY, NY 12304-1720 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Name | Verified Name |
|---|---|
| Address | 96 STEERS AVE, SCHENECTADY, NY 12304-1720 |
| Document Number | 0000062643 |
|---|---|
| Date | Oct 18, 2024 |
| Book Page | 5404/781 |
| Instrument | 202462643 |
| Name | SUNMARK FCU |
|---|---|
| Type | Credit Union |
| Address | LATHAM, NY 12110 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 25, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 96 STEERS AVE, SCHENECTADY, NY 12304-1720 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Name | Verified Name |
|---|---|
| Address | 96 STEERS AVE, SCHENECTADY, NY 12304-1720 |
| Document Number | 0000062644 |
|---|---|
| Date | Oct 18, 2024 |
| Book Page | 5404/791 |
| Instrument | 202462644 |
| Name | SUNMARK FCU |
|---|---|
| Type | Credit Union |
| Address | LATHAM, NY 12110 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 96 STEERS AVE, SCHENECTADY, NY 12304-1720 |
| Document Number | 0000008521 |
| Book / Page | 004744 / 000390 |
| Instrument Date | Feb 10, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 2, 2017 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Address | 96 STEERS AVE SCHENECTADY NY 123041720, SCHENECTADY, NY 12304-1720 |
| Document Number | 0000008521 |
|---|---|
| Date | Feb 24, 2017 |
| Book Page | 004744/000390 |
| Instrument | 8521 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 23, 2047 |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,176.00 (+5.48%) Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $4,907.00 (+7.92%) | $128,900 (-) Land $19,300 Building $109,600 | $213,446 (+30.82%) Land $31,959 Building $181,487 |
| 2023 | $128,900 (-) Land $19,300 Building $109,600 | $163,165 (+3.8%) Land $24,430 Building $138,735 | |
| 2022 | $128,900 Land $19,300 Building $109,600 | $157,195 Land $23,537 Building $133,658 | |
| 2021 | $4,547.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 531 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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