98 State St, Ossining, NY 10562 Property Records

Westchester County and Ossining Town property record for 98 State St, Ossining, NY 10562

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,360 sqft · built 1920
Lot Size0.14 acres (6,098 sqft)
OwnerIndividual Name on Record
Last Sale$322,000 (Feb 2021)
Tax Bill$9,295 (2025)
Deeds & MortgagesFeb 2021 Sale
Oct 2019 Foreclosure
Flood ZoneZone X (minimal risk)
APN554203 97.11-1-82

Property Details

APN / Parcel Number

Primary APN554203 97.11-1-82
Alternative APN
  • 55420300317 038 017

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,360 sqft Living Area
1st Floor Area1,360 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area6,098 sqft (0.14 acres)
Lot Dimensions128 ft deep x 45 ft wide
Garage TypeDetached
Garage Area484 sqft
Parking Spaces2 Parking Spaces
PorchCovered Porch
Porch Area160 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address98 STATE ST
CityOSSINING
StateNY
Zip10562-5431
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block1
Legal Lot Number82.000
JurisdictionWESTCHESTER NY
Township / Civil DivisionOSSINING
Census Block Group1
Census Block1006
Census Tract13304

Owner

Source: Westchester County and Ossining Town records, as of May 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address40 RUSSELL ST, WHITE PLAINS, NY 10606-1005
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 22, 2021Deed, Transfer
RG TITLE AGENCY LLC
Oct 11, 2019Trustee's Deed, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 22, 2021 · Amount on Record
Deed SaleFeb 22, 2021 · Amount on Record
Prior SaleFeb 22, 2021 · Amount on Record
Deed Document Number2021610473686
Record UpdatedJun 8, 2026

February 2021: Deed, Transfer

Document TypeDeed
JurisdictionWESTCHESTER NY
Recording DateFeb 22, 2021
Property Address98 STATE ST, OSSINING, NY 10562-5431
Document Number0610473686
Instrument DateFeb 5, 2021
Instrument610473686
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyRG TITLE AGENCY LLC

Transaction

AmountAmount Recorded
Tax$1,288.00
Amount AccuracyFull Amount Stated
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3217 DECKER LAKE DR, 3217, SALT LAKE CITY, UT 84119-3284

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipIrrevocable Living Trust
Address40 RUSSELL ST, WHITE PLAINS, NY 10606-1005

October 2019: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionWESTCHESTER NY
Recording DateOct 11, 2019
Property Address98 STATE ST, OSSINING, NY 10562-5431
Document Number0592403650
Book / Page059240 / 003650
Instrument DateAug 30, 2019
Transaction TypeForeclosure
Record UpdatedOct 24, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$1,321.20
Amount AccuracyConfirmed
Additional
  • Lis Pendens

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3217 DECKER LAKE DR SALT LAKE CITY UT 841193284, SALT LAKE CITY, UT 84119-3284

Tax Assessment & Valuation

Source: Westchester County and Ossining Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountyWestchester County
County SubdivisionOssining Town
MunicipalityOssining Village
Unified School DistrictOssining Union Free School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,295.00$418,800 (+2.57%) Land $215,200 Building $203,600$418,800 (+2.57%) Land $215,200 Building $203,600
2024$408,300 (+7.36%) Land $120,800 Building $287,500$408,300 (+7.36%) Land $120,800 Building $287,500
2023$380,300 Land $120,800 Building $259,500$380,300 Land $120,800 Building $259,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1980–2011)
Claims Outside the SFHA1 of 2
Most Recent ClaimAug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOSSINING WATER DEPARTMENT
serves 30,000 people · EPA ID NY5903451
Water SourceSurface water
Last State InspectionJul 2025
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 616 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300

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