96 State St, Ossining, NY 10562 Property Records

Westchester County and Ossining Town property record for 96 State St, Ossining, NY 10562 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,281 sqft · built 1920
Lot Size	0.1 acres (4,356 sqft)
Owner	2 Individual Names on File
Last Sale	$540,000 (Jul 2023)
Tax Bill	$12,162 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`554203 97.11-1-83`

Property Details

APN / Parcel Number

Primary APN	`554203 97.11-1-83`
Alternative APN	`55420300317 038 018`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,281 sqft Living Area
1st Floor Area	665 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	4,356 sqft (0.1 acres)
Lot Dimensions	125 ft deep x 35 ft wide
Porch	Open Porch
Porch Area	145 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	96 STATE ST
City	OSSINING
State	NY
Zip	10562-5431
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1
Legal Lot Number	83.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	OSSINING
Census Block Group	1
Census Block	1006
Census Tract	13304

Owner

Source: Westchester County and Ossining Town records · APN 554203 97.11-1-83

Assessment roll updated May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	96 STATE ST, OSSINING, NY 10562-5431
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 03, 2023 · Amount on Record
Deed Sale	Jul 03, 2023 · Amount on Record
Prior Sale	Aug 05, 2011 · Amount on Record
Deed Document Number	20233323
Record Updated	Jun 08, 2026

July 2023: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Jul 03, 2023
Property Address	96 STATE ST, OSSINING, NY 10562-5431
Document Number	0631673323
Instrument Date	Jun 21, 2023
Instrument	631673323
Transaction Type	Transfer
Record Updated	Jul 24, 2023
Title Company	RECORD AND RETURN TITLE AGENCY, RECORD & RETURN TTL AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,160.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	96 STATE ST, OSSINING, NY 10562-5431

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	34 SNOWDEN AVE APT 2, 2, OSSINING, NY 10562-3267

Mortgage

Document Number	0631803545
Date	Jul 03, 2023
Instrument	631803545

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2053

Tax Assessment & Valuation

Source: Westchester County and Ossining Town records · Assessment roll updated May 14, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
County Subdivision	Ossining Town
Municipality	Ossining Village
Unified School District	Ossining Union Free School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,162.00	$564,800 (+5.73%) Land $203,300 Building $361,500	$564,800 (+5.73%) Land $203,300 Building $361,500
2024	Additional exemption filed	$534,200 (+59.61%) Land $111,400 Building $422,800	$534,200 (+59.61%) Land $111,400 Building $422,800
2023		$334,700 (-4.23%) Land $96,900 Building $237,800	$334,700 (-4.23%) Land $96,900 Building $237,800
2022		$349,500 Land $111,400 Building $238,100	$349,500 Land $111,400 Building $238,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Westchester County (36119C), updated September 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.