97 State St, Ossining, NY 10562 Property Records

Westchester County and Ossining Town property record for 97 State St, Ossining, NY 10562 · Last verified May 2026

Property Highlights

Property TypeResidential > Multi-Unit > Duplex
Bedrooms6 Beds
Bathrooms2 Baths
Year BuiltBuilt 1900
Square Footage2,148 sqft Total Area
Lot Size3,920 sqft (0.09 acres)
OccupancyOwner Occupied
Last Sale$150,000 (2016)
Tax Bill$8,895.00 (2025)

Property Details

APN / Parcel Number

Primary APN554203 97.11-1-62
Alternative APN
  • 55420300317 041 006

Interior

Bedrooms6 Beds
Full Baths2 Baths
Total Rooms11 Rooms
Building Area2,148 sqft Total Area
1st Floor641 sqft 1st Floor
Upper Floors369 sqft Upper Floors
Basement Area497 sqft Basement
Finished Basement497 sqft Finished
Unfinished Basement497 sqft Unfinished
Stories2 Stories

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleTraditional Style
Exterior MaterialComposition/Composite Exterior
Lot Area3,920 sqft (0.09 acres)
Depth X Width142 ft x 26 ft Depth x Width
Patio Area423 sqft Patio
Porch1 Porch
Porch Area111 sqft Porch

Utilities and HVAC

Heating SystemHot Water Heating
Heating FuelOil Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address97 STATE ST
CityOSSINING
StateNY
Zip10562-5430
Property UsageResidential Property Usage
TypeResidential > Multi-Unit > Duplex
Legal SubdivisionMAP OF TRACT OF LAND OF SING SING
Legal Block1
Legal Lot Number62.000
JurisdictionWESTCHESTER NY
Minor Civil DivisionOSSINING
Census Blockgroup1
Census Block1000
Census Tract13304

Owner

Source: Westchester County and Ossining Town records · APN 554203 97.11-1-62

Assessment roll updated May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address97 STATE ST, OSSINING, NY 10562-5430
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 17, 2022Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Jul 18, 2018Quit Claim Deed, Mortgage · Federal Housing Administration (FHA) Mortgage
UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 17, 2016 · Amount on Record
Deed SaleNov 17, 2016 · Amount on Record
Prior SaleMar 27, 2015 · Amount on Record
Deed Doc Number2016561483124
Record RefreshedJun 08, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTCHESTER NY
Property Address97 STATE ST, OSSINING, NY 10562-5430
Transaction TypeMortgage
Record UpdatedSep 21, 2023
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address97 STATE ST, OSSINING, NY 10562-5430

Mortgage

Document Number0623203563
DateNov 17, 2022
Instrument623203563
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term129 Months
DueAug 01, 2033

July 2018: Quit Claim Deed, Mortgage

Document TypeQuit Claim Deed
JurisdictionWESTCHESTER NY
Recording DateJul 18, 2018
Property Address97 STATE ST, OSSINING, NY 10562-5430
Document Number0581833116
Book / Page058183 / 003116
Instrument DateJul 12, 2018
Transaction TypeMortgage
Record UpdatedAug 29, 2018
Title CompanyRAM ABSTRACT LIMITED

Transaction

Tax$0.00
Additional
  • Quitclaim Document

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address97 STATE ST OSSINING NY 105625430, OSSINING, NY 10562-5430

Mortgage

Document Number581993657
DateJul 18, 2018
Book Page058199/003657
Lender
NameUNITED WHOLESALE MTG
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term180 Months
DueJul 17, 2033

Tax Assessment & Valuation

Source: Westchester County and Ossining Town records · Assessment roll updated May 14, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountyWestchester County
County SubdivisionOssining Town
MunicipalityOssining Village
Unified School DistrictOssining Union Free School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$8,895.00$407,500 (+4.3%) Land $200,300 Building $207,200$407,500 (+4.3%) Land $200,300 Building $207,200
2024Additional exemption filed$390,700 (+7.36%) Land $109,100 Building $281,600$390,700 (+7.36%) Land $109,100 Building $281,600
2023$363,900 (+12.07%) Land $109,100 Building $254,800$363,900 (+12.07%) Land $109,100 Building $254,800
2022$324,700 Land $109,100 Building $215,600$324,700 Land $109,100 Building $215,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Westchester County (36119C), updated September 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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