Camden County and Pine Hill Borough property record for 98 Spruce Ln, Pine Hill, NJ 08021
| Property Type | Single Family Home |
|---|---|
| Details | 1,559 sqft · built 1955 |
| Lot Size | 0.488 acres (21,249 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $275,000 (Dec 2025) |
| Tax Bill | $9,703 (2025) |
| Deeds & Mortgages | Jul 2022 Second Mortgage Dec 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-00083-0000-00049 |
| Primary APN | 28-00083-0000-00049 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,559 sqft Living Area |
| 1st Floor Area | 1,559 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 21,249 sqft (0.488 acres) |
| Lot Dimensions | 170 ft deep x 125 ft wide |
| Garage Type | Attached |
| Street Address | 98 SPRUCE LN |
|---|---|
| City | PINE HILL |
| State | NJ |
| Zip | 08021-6144 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RLOW |
| Legal Description | L-50 TO 53 |
| Legal Subdivision | SIGNAL HILL SEC 8 |
| Legal Block | 83 |
| Legal Lot Number | 49 |
| Jurisdiction | CAMDEN NJ |
| Township / Civil Division | PINE HILL |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 608503 |
Source: Camden County and Pine Hill Borough records, as of July 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 98 SPRUCE LN, PINE HILL, NJ 08021-6144 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jul 27, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST HARVEST FCU |
| Dec 3, 2025 | Deed, Transfer · FHA Mortgage ADVISORS MORTGAGE GROUP LLC |
| Jan 18, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 3, 2025 · Amount on Record |
| Deed Sale | Dec 3, 2025 · Amount on Record |
| Prior Sale | Jun 2, 2003 · Amount on Record |
| Deed Document Number | 202574709 |
| Deed Book / Page | 12971 / 797 |
| Prior Transfer Date | Oct 15, 2021 |
| Prior Transfer Doc | 0000005543 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMDEN NJ |
| Property Address | 98 SPRUCE LN, PINE HILL, NJ 08021-6144 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2025 |
| Title Company | COMMONWEALTH LAND TITLE INSURANCE COMPANY, COMMONWEALTH LAND TTL INS CO |
| Name | Verified Name |
|---|
| Document Number | 0000071590 |
|---|---|
| Date | Jul 27, 2022 |
| Book Page | 12146/1758 |
| Instrument | 2022071590 |
| Name | FIRST HARVEST FCU |
|---|---|
| Type | Credit Union |
| Address | WOODBURY, NJ 08096 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 126 Months |
| Due | Jan 1, 2033 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CAMDEN NJ |
| Recording Date | Dec 3, 2025 |
| Property Address | 98 SPRUCE LN, PINE HILL, NJ 08021-6144 |
| Document Number | 0000074709 |
| Book / Page | 12971 / 797 |
| Instrument Date | Nov 20, 2025 |
| Instrument | 2025074709 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2025 |
| Title Company | WEST JERSEY TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,520.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 98 SPRUCE LN, PINE HILL, NJ 08021-6144 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 98 SPRUCE LANE, PINE HILL BOROUGH, NJ |
| Document Number | 0012971803 |
|---|---|
| Date | Dec 3, 2025 |
| Instrument | 12971/803 |
| Name | ADVISORS MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2055 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CAMDEN NJ |
| Recording Date | Jan 18, 2022 |
| Property Address | 98 SPRUCE LN, PINE HILL, NJ 08021-6144 |
| Document Number | 0000005543 |
| Book / Page | 11943 / 569 |
| Instrument Date | Oct 15, 2021 |
| Instrument | 2022005543 |
| Transaction Type | Transfer |
| Record Updated | Mar 1, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14 PICKWICK DR, 14, DOYLESTOWN, PA 18901-3020 |
| Name | Verified Name |
|---|---|
| Address | 98 SPRUCE LN, PINE HILL, NJ 08021-6144 |
Source: Camden County and Pine Hill Borough assessment roll, as of July 1, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Camden County |
| Municipality | Pine Hill Borough |
| Unified School District | Pine Hill Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $362,600 (+118.57%) Land $66,000 Building $296,600 | $362,600 (+118.57%) Land $66,000 Building $296,600 | |
| 2025 | $9,703.00 (+3.76%) | $165,900 (-) Land $33,400 Building $132,500 | $165,900 (-) Land $33,400 Building $132,500 |
| 2024 | $9,351.00 (+6.64%) | ||
| 2023 | $165,900 Land $33,400 Building $132,500 | $165,900 Land $33,400 Building $132,500 | |
| 2022 | $8,769.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1978) |
| Most Recent Claim | Feb 1978 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 55% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINE HILL BOROUGH MUA serves 10,233 people · EPA ID NJ0428002 |
|---|---|
| Water Source | Purchased surface water from NJ AMERICAN WATER - WESTERN |
| Last State Inspection | Aug 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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