Camden County and Pine Hill Borough property record for 109 Spruce Ln, Pine Hill, NJ 08021
| Property Type | Single Family Home |
|---|---|
| Details | 1,288 sqft · built 1949 |
| Lot Size | 0.172 acres (7,501 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $86,400 (Aug 2000) |
| Tax Bill | $6,077 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-00087-0000-00005 |
| Primary APN | 28-00087-0000-00005 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,288 sqft Living Area |
| 1st Floor Area | 1,288 sqft |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Construction Type | Frame |
| Lot Area | 7,501 sqft (0.172 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Street Address | 109 SPRUCE LN |
|---|---|
| City | PINE HILL |
| State | NJ |
| Zip | 08021-6137 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RLOW |
| Legal Description | L-6 |
| Legal Block | 87 |
| Legal Lot Number | 5 |
| Jurisdiction | CAMDEN NJ |
| Township / Civil Division | PINE HILL |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 608503 |
109 Spruce Ln is owned and occupied by two individuals who bought it in August 2000.
Source: Camden County and Pine Hill Borough records, as of July 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 109 SPRUCE LN, PINE HILL, NJ 08021-6137 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 15, 2000 · Amount on File |
| Deed Sale | Aug 15, 2000 · Amount on File |
| Deed Book / Page | 5105 / 537 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 109 Spruce Ln was $6,077, up 3.8% from the year before.
Source: Camden County and Pine Hill Borough assessment roll, as of July 1, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Camden County |
| Municipality | Pine Hill Borough |
| Unified School District | Pine Hill Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $223,100 (+114.73%) Land $51,900 Building $171,200 | $223,100 (+114.73%) Land $51,900 Building $171,200 | |
| 2025 | $6,077.00 (+3.77%) | $103,900 Land $19,500 Building $84,400 | $103,900 Land $19,500 Building $84,400 |
| 2024 | $5,856.00 | ||
| 2023 | $103,900 Land $19,500 Building $84,400 | $103,900 Land $19,500 Building $84,400 | |
| 2022 | $5,492.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 109 Spruce Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1978) |
| Most Recent Claim | Feb 1978 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 109 Spruce Ln is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 55% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINE HILL BOROUGH MUA serves 10,233 people · EPA ID NJ0428002 |
|---|---|
| Water Source | Purchased surface water from NJ AMERICAN WATER - WESTERN |
| Last State Inspection | Aug 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures