85 Spruce Ln, Pine Hill (Clementon), NJ 08021 Property Records

Camden County and Pine Hill Borough property record for 85 Spruce Ln, Pine Hill, NJ 08021

Property Summary

Property TypeSingle Family Home
Details1,536 sqft · built 1964
Lot Size0.574 acres (24,999 sqft)
OwnerIndividual Name on Record
Last Sale$120,000 (Mar 2023)
Tax Bill$9,440 (2025)
Deeds & MortgagesMar 2023 Second Mortgage
Mar 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN28-00088-0000-00010

Property Details

APN / Parcel Number

Primary APN28-00088-0000-00010
Alternative APN
  • 280008800010

Interior

Stories1 Story
Building Area1,536 sqft Living Area
1st Floor Area1,536 sqft

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1964
Construction TypeFrame
Lot Area24,999 sqft (0.574 acres)
Lot Dimensions125 ft deep x 200 ft wide

Location & Zoning

Street Address85 SPRUCE LN
CityPINE HILL
StateNJ
Zip08021-6121
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRLOW
Legal DescriptionL-11 TO 17
Legal SubdivisionSIGNAL HILL PLAN
Legal Block88
Legal Lot Number10
JurisdictionCAMDEN NJ
Township / Civil DivisionPINE HILL
Census Block Group1
Census Block1008
Census Tract608503

Owner

Source: Camden County and Pine Hill Borough records, as of July 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address85 SPRUCE LN, PINE HILL, NJ 08021-6121
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 31, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
POLICE & FIRE FCU
Mar 3, 2023Deed, Transfer · Conventional Mortgage
MORTGAGE ACCESS CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 3, 2023 · Amount on Record
Deed SaleMar 3, 2023 · Amount on Record
Prior SaleOct 1, 1963
Deed Document Number202315974
Deed Book / Page12303 / 325
Record UpdatedSep 20, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAMDEN NJ
Property Address85 SPRUCE LN, PINE HILL, NJ 08021-6121
Transaction TypeMortgage
Record UpdatedApr 26, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000022961
DateMar 31, 2023
Book Page12323/71
Instrument2023022961
Lender
NamePOLICE & FIRE FCU
TypeCredit Union
AddressBENSALEM, PA 19020
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term181 Months
DueApr 1, 2038

March 2023: Deed, Transfer

Document TypeDeed
JurisdictionCAMDEN NJ
Recording DateMar 3, 2023
Property Address85 SPRUCE LN, PINE HILL, NJ 08021-6121
Document Number0000015974
Book / Page12303 / 325
Instrument DateDec 30, 2022
Instrument2023015974
Transaction TypeTransfer
Record UpdatedMar 31, 2023
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$480.00
Amount AccuracyFull Amount Stated
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address401 LAKE AVE, CLEMENTON, NJ 08021-4541

Transferred To (Grantee/Buyer)

NameVerified Name
Address85 SPRUCE LN, PINE HILL, NJ 08021-6121

Mortgage

Document Number0012303331
DateMar 3, 2023
Instrument12303/331
Lender
NameMORTGAGE ACCESS CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term358 Months
DueJan 1, 2053

Tax Assessment & Valuation

Source: Camden County and Pine Hill Borough assessment roll, as of July 1, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyCamden County
MunicipalityPine Hill Borough
Unified School DistrictPine Hill Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$362,900 (+124.85%) Land $72,700 Building $290,200$362,900 (+124.85%) Land $72,700 Building $290,200
2025$9,440.00 (+3.76%)$161,400 (-) Land $38,500 Building $122,900$161,400 (-) Land $38,500 Building $122,900
2024$9,098.00 (+9.87%)
2023$161,400 Land $38,500 Building $122,900$161,400 Land $38,500 Building $122,900
2022$8,281.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1978)
Most Recent ClaimFeb 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · above 57% of New Jersey
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINE HILL BOROUGH MUA
serves 10,233 people · EPA ID NJ0428002
Water SourcePurchased surface water from NJ AMERICAN WATER - WESTERN
Last State InspectionAug 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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