98 Spring Beauty Dr, Bluffton (Okatie), SC 29909 Property Records

Beaufort County property record for 98 Spring Beauty Dr, Bluffton, SC 29909

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,545 sqft · built 2008
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on File
Last Sale	$268,000 (Feb 2020)
Tax Bill	$1,357 (2025)
Deeds & Mortgages	May 2026 Mortgage Feb 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R60002800032540000`

Property Details

APN / Parcel Number

Primary APN	`R60002800032540000`
Alternative APN	`12910809`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,545 sqft Living Area

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,663 sqft (0.13 acres)
Garage Type	Attached
Garage Area	540 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	98 SPRING BEAUTY DR
City	BLUFFTON
State	SC
Zip	29909-7146
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	6106
Legal Description	LOT 651 BULL HILL PLANTATIONBLK 80 PB112 P41-43ACERAGE CHANGE PB119 P27-29PB120
Legal Subdivision	DEL WEBB SUN CITY
Legal Block	80
Legal Lot Number	651
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	3
Census Block	3012
Census Tract	2110

Owner

98 Spring Beauty Dr is owned and occupied by two individuals who bought it in February 2020.

Source: Beaufort County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	98 SPRING BEAUTY DR, BLUFFTON, SC 29909-7146
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 11, 2026	Deed of Trust, Mortgage · Conventional Mortgage NAVY FEDERAL CREDIT UNION
Feb 19, 2020	Warranty Deed, Transfer · Conventional Mortgage GATEWAY FIRST BANK
Jul 21, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 19, 2020 · Amount on File
Deed Sale	Feb 19, 2020 · Amount on File
Prior Sale	May 5, 2014 · Amount on File
Deed Document Number	20209019
Deed Book / Page	3838 / 561
Prior Transfer Date	Jul 14, 2017
Prior Transfer Doc	0000039367
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Recording Date	May 11, 2026
Property Address	98 SPRING BEAUTY DR, BLUFFTON, SC 29909-7146
Document Number	0000020468
Book / Page	4536 / 1298
Instrument Date	Apr 28, 2026
Instrument	202620468
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	98 SPRING BEAUTY DR, BLUFFTON, SC 29909-7146

Mortgage

Document Number	0000020468,
Date	May 11, 2026
Book Page	4536/1298
Instrument	202620468

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Jun 1, 2031

Interest

Rate	6.46%
Max Rate	-1%

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEAUFORT SC
Recording Date	Feb 19, 2020
Property Address	98 SPRING BEAUTY DR, BLUFFTON, SC 29909-7146
Document Number	0000009019
Book / Page	3838 / 0561
Map Reference	MB 124 PG 80
Instrument Date	Feb 6, 2020
Instrument	2020009019
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$696.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	98 SPRING BEAUTY DR, BLUFFTON, SC 29909-7146

Mortgage

Document Number	0000009020
Date	Feb 19, 2020
Instrument	2020009020

Lender

Name	GATEWAY FIRST BANK
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BEAUFORT SC
Recording Date	Jul 21, 2017
Property Address	98 SPRING BEAUTY DR, BLUFFTON, SC 29909-7146
Document Number	0000039367
Book / Page	003592 / 003042
Instrument Date	Jul 14, 2017
Instrument	39367
Transaction Type	Transfer
Record Updated	Aug 1, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	98 SPRING BEAUTY DR BLUFFTON SC 299097146, BLUFFTON, SC 29909-7146

Tax Assessment & Valuation

The 2025 property tax bill for 98 Spring Beauty Dr was $1,357, down 0.1% from the year before.

Source: Beaufort County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,357.00 (-0.07%)	$12,330 (-20.06%)
2024	$1,358.00	$15,424 (-) Land $2,700 Building $12,724	$385,600 (-) Land $67,500 Building $318,100
2023	$1,358.00 (+11.59%)	$15,424 (+43.88%) Land $2,700 Building $12,724	$385,600 (+43.88%) Land $67,500 Building $318,100
2022	$1,217.00	$10,720 Land $2,080 Building $8,640	$268,000 Land $52,000 Building $216,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 98 Spring Beauty Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 488 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	488 in force
Nearby Flood Claims	3 (2016)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 2016 · Hurricane Matthew
Claims by Event	Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 98 Spring Beauty Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Sparklight.

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