98 Simon Ct, Independence, KY 41051 Property Records

Kenton County property record for 98 Simon Ct, Independence, KY 41051

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,488 sqft · built 1993
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on File
Last Sale	$310,000 (Mar 2023)
Tax Bill	$3,605 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Oct 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`032-30-00-036.00`

Property Details

APN / Parcel Number

Primary APN	`032-30-00-036.00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,488 sqft Finished Area

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	11,326 sqft (0.26 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	98 SIMON CT
City	INDEPENDENCE
State	KY
Zip	41051-8507
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HILLCREST SEC 3 LOT 36
Legal Subdivision	HILLCREST (IND)
Legal Phase	3
Legal Lot Number	36
Jurisdiction	KENTON KY
Township / Civil Division	INDEPENDENCE
Census Block Group	1
Census Block	1012
Census Tract	63610

Owner

98 Simon Ct is owned and occupied by two individuals who bought it in March 2023.

Source: Kenton County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	98 SIMON CT, INDEPENDENCE, KY 41051-8507
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2023	Deed, Transfer · FHA Mortgage GUARANTEED RATE INC
Oct 8, 2020	Warranty Deed, Transfer · FHA Mortgage AMERICAN MTG SVC
Jan 2, 2018	Warranty Deed, Transfer · FHA Mortgage AMERICAN MTG SVC
Jan 16, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 23, 2023 · Amount on File
Deed Sale	Mar 23, 2023 · Amount on File
Prior Sale	Oct 8, 2020 · Amount on File
Deed Document Number	2023249
Deed Book / Page	219 / 164
Prior Transfer Date	Oct 2, 2020
Prior Transfer Doc	0000470900
Record Updated	Oct 29, 2026

March 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	KENTON KY
Recording Date	Mar 23, 2023
Property Address	98 SIMON CT, INDEPENDENCE, KY 41051-8507
Document Number	0005900249
Book / Page	KC 219 / 164
Map Reference	PL A-12
Instrument Date	Mar 17, 2023
Instrument	23032305900249
Transaction Type	Transfer
Record Updated	Apr 11, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$310.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2012 BENTON RD, COVINGTON, KY 41011-3954

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	98 SIMON CT, INDEPENDENCE, KY 41051-8507

Mortgage

Document Number	0005900250
Date	Mar 23, 2023
Book Page	KCM 448/653
Instrument	23032305900250

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Oct 8, 2020
Property Address	98 SIMON CT, INDEPENDENCE, KY 41051-8507
Document Number	0000470900
Book / Page	000047 / 000900
Instrument Date	Oct 2, 2020
Transaction Type	Transfer
Record Updated	Oct 28, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$180.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	98 SIMON CT INDEPENDENCE KY 410518507, INDEPENDENCE, KY 41051-8507

Mortgage

Document Number	M1080861
Date	Oct 8, 2020
Book Page	00M108/000861

Lender

Name	AMERICAN MTG SVC
Type	Mortgage Company
Address	CINCINNATI, OH 45246

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 7, 2050

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jan 2, 2018
Property Address	98 SIMON CT, INDEPENDENCE, KY 41051-8507
Document Number	0000000085
Book / Page	0I4049 / 000083
Instrument Date	Dec 27, 2017
Instrument	85
Transaction Type	Transfer
Record Updated	Jan 18, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$175.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	98 SIMON CT INDEPENDENCE KY 410518507, INDEPENDENCE, KY 41051-8507

Mortgage

Document Number	86
Date	Jan 2, 2018
Book Page	0I4049/000086
Instrument	86

Lender

Name	AMERICAN MTG SVC
Type	Mortgage Company
Address	CINCINNATI, OH 45246

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2048

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENTON KY
Recording Date	Jan 16, 2018
Property Address	98 SIMON CT, INDEPENDENCE, KY 41051-8507
Document Number	0000000266
Book / Page	0I4056 / 000094
Instrument Date	Dec 27, 2017
Instrument	266
Transaction Type	Transfer
Record Updated	Jan 24, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	98 SIMON CT INDEPENDENCE KY 410518507, INDEPENDENCE, KY 41051-8507

Tax Assessment & Valuation

The 2025 property tax bill for 98 Simon Ct was $3,605.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Independence City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$310,000 (-) Land $40,000 Building $270,000	$310,000 (-) Land $40,000 Building $270,000
2025	$3,605.00	$310,000 Land $40,000 Building $270,000	$310,000 Land $40,000 Building $270,000
2023	$2,669.00	$211,500 Land $30,000 Building $181,500	$211,500 Land $30,000 Building $181,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 98 Simon Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 98 Simon Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

98 Simon Ct, Independence, KY 41051 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

March 2023: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

October 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

January 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

January 2018: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Simon Ct

Nearby Streets

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