90 Simon Ct, Independence, KY 41051 Property Records

Kenton County property record for 90 Simon Ct, Independence, KY 41051

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 1,548 sqft · built 1993
Lot Size0.23 acres (10,019 sqft)
Owner2 Individual Names on Record
Last Sale$320,000 (Aug 2022)
Tax Bill$3,721 (2025)
Deeds & MortgagesAug 2022 Sale & Mortgage
Jul 2021 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN032-30-00-034.00

Property Details

APN / Parcel Number

Primary APN032-30-00-034.00

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,548 sqft Finished Area
Gross Area2,040 sqft

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Exterior MaterialBrick
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area10,019 sqft (0.23 acres)
Lot Dimensions140 ft deep x 66 ft wide
Garage TypeBasement
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Street Address90 SIMON CT
CityINDEPENDENCE
StateKY
Zip41051-8507
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHILLCREST SEC 3 BLK 1 LOT 34
Legal SubdivisionHILLCREST (IND)
Legal Phase3
Legal Block1
Legal Lot Number34
JurisdictionKENTON KY
Township / Civil DivisionINDEPENDENCE
Census Block Group1
Census Block1012
Census Tract63610

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address90 SIMON CT, INDEPENDENCE, KY 41051-8507
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 10, 2022Survivorship Deed, Transfer · Conventional Mortgage
GOLD STAR MORTGAGE FINANCIAL GROUP
Jul 26, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
US BANK NA
Aug 30, 2018Warranty Deed, Transfer · Conventional Mortgage
KENTUCKY HSNG
Dec 18, 2017Grant Deed, Transfer
KENTUCKY LAND TITLE AGENCY
Oct 10, 2017Grant Deed, Transfer
Aug 22, 2017Trustee's Deed, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 10, 2022 · Amount on Record
Deed SaleAug 10, 2022 · Amount on Record
Prior SaleAug 30, 2018 · Amount on Record
Deed Document Number2022117
Deed Book / Page182 / 637
Prior Transfer DateFeb 5, 2021
Prior Transfer Doc0005900093
Record UpdatedOct 29, 2026

August 2022: Survivorship Deed, Transfer

Document TypeSurvivorship Deed
JurisdictionKENTON KY
Recording DateAug 10, 2022
Property Address90 SIMON CT, INDEPENDENCE, KY 41051-8507
Document Number0005900117
Book / Page182 / 637
Map ReferencePL A-12
Instrument DateAug 1, 2022
Instrument22081005900117
Transaction TypeTransfer
Record UpdatedAug 22, 2022
Title CompanyTECHNE TITLE AGENCY INC, TECHNETITLE AGENCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2162 GOLDEN VALLEY DR, 2162, INDEPENDENCE, KY 41051-7422

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship

Mortgage

Document Number0005900118
DateAug 10, 2022
Instrument22081005900118
Lender
NameGOLD STAR MORTGAGE FINANCIAL GROUP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2052

July 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKENTON KY
Recording DateJul 26, 2021
Property Address90 SIMON CT, INDEPENDENCE, KY 41051-8507
Document Number0005900093
Book / Page106 / 430
Map ReferencePL A-12
Instrument DateFeb 5, 2021
Instrument21072605900093
Transaction TypeTransfer
Record UpdatedAug 10, 2022
Title CompanyHIGH STREET TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address90 SIMON CT, INDEPENDENCE, KY 41051-8507

Mortgage

Document Number0005900094
DateJul 26, 2021
Instrument21072605900094
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term356 Months
DueMar 1, 2051

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateAug 30, 2018
Property Address90 SIMON CT, INDEPENDENCE, KY 41051-8507
Document Number0000000123
Book / Page0I4156 / 000076
Instrument DateAug 17, 2018
Instrument123
Transaction TypeTransfer
Record UpdatedSep 26, 2018
Title CompanySPRINGDALE TITLE LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$195.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address90 SIMON CT INDEPENDENCE KY 410518507, INDEPENDENCE, KY 41051-8507

Mortgage

Document Number126
DateAug 30, 2018
Book Page0I4156/000096
Instrument126
Lender
NameKENTUCKY HSNG
AddressFRANKFORT, KY 40601
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueAug 29, 2023

Mortgage

Document Number125,
DateAug 30, 2018
Book Page0I4156/000080
Instrument125
Lender
NameAMERICAN MTG SVC
TypeMortgage Company
AddressCINCINNATI, OH 45246
Agreement
AmountAmount Recorded
Term360 Months
DueAug 29, 2048

December 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKENTON KY
Recording DateDec 18, 2017
Property Address90 SIMON CT, INDEPENDENCE, KY 41051-8507
Document Number0000000062
Book / Page0I4043 / 000071
Instrument DateDec 15, 2017
Instrument62
Transaction TypeTransfer
Record UpdatedMar 23, 2018
Title CompanyKENTUCKY LAND TITLE AGENCY

Transaction

AmountAmount Recorded
Tax$140.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address90 SIMON CT INDEPENDENCE KY 410518507, INDEPENDENCE, KY 41051-8507

October 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKENTON KY
Recording DateOct 10, 2017
Property Address90 SIMON CT, INDEPENDENCE, KY 41051-8507
Document Number0000000202
Book / Page0I4012 / 000027
Instrument DateSep 15, 2017
Instrument202
Transaction TypeTransfer
Record UpdatedApr 16, 2018

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
InvestorPossibly a Property Investor

August 2017: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionKENTON KY
Recording DateAug 22, 2017
Property Address90 SIMON CT, INDEPENDENCE, KY 41051-8507
Document Number0000000239
Book / Page003988 / 000098
Instrument DateJul 10, 2017
Instrument239
Transaction TypeForeclosure
Record UpdatedJan 3, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$134.00
Amount AccuracyConfirmed
Additional
  • Notice of Foreclosure Sale
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipAssociation
Address3415 VISION DR COLUMBUS OH 432196009, COLUMBUS, OH 43219-6009
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityIndependence City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$320,000 (-) Land $40,000 Building $280,000$320,000 (-) Land $40,000 Building $280,000
2025$3,721.00 (-7.85%)$320,000 (-) Land $40,000 Building $280,000$320,000 (-) Land $40,000 Building $280,000
2023$4,038.00$320,000 Land $30,000 Building $290,000$320,000 Land $30,000 Building $290,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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