Kenton County property record for 95 Simon Ct, Independence, KY 41051
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,168 sqft · built 1992 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $172,000 (May 2019) |
| Tax Bill | $2,326 (2025) |
| Deeds & Mortgages | Sep 2025 Line of Credit Oct 2022 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 032-30-00-037.00 |
| Primary APN | 032-30-00-037.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,168 sqft Finished Area |
| Gross Area | 1,184 sqft |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 13,068 sqft (0.3 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 95 SIMON CT |
|---|---|
| City | INDEPENDENCE |
| State | KY |
| Zip | 41051-8507 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HILLCREST SEC 3 LOT 37 |
| Legal Subdivision | HILLCREST (IND) |
| Legal Phase | 3 |
| Legal Lot Number | 37 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 63610 |
95 Simon Ct is owned and occupied by two individuals who bought it in May 2019.
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 95 SIMON CT, INDEPENDENCE, KY 41051-8507 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 11, 2025 | Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK |
| Oct 3, 2022 | Deed of Trust, Mortgage · Line of Credit FLAGSTAR BANK FSB |
| Nov 16, 2020 | Deed of Trust, Mortgage · Conventional with PMI SUCCESS MTG PTRS |
| Dec 31, 2019 | Deed of Trust, Mortgage POLARIS HM FNDG |
| May 30, 2019 | Warranty Deed, Transfer · Conventional with PMI POLARIS HM FNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 30, 2019 · Amount on File |
| Deed Sale | May 30, 2019 · Amount on File |
| Prior Sale | Jun 10, 2009 · Amount on File |
| Deed Document Number | 201905 30 059 00177 |
| Deed Book / Page | 4270 / 192 |
| Prior Transfer Date | May 2, 2014 |
| Prior Transfer Doc | 0005900255 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 95 SIMON CT, INDEPENDENCE, KY 41051-8507 |
| Transaction Type | Mortgage |
| Record Updated | Oct 1, 2025 |
| Name | Verified Name |
|---|---|
| Address | 95 SIMON CT, INDEPENDENCE, KY 41051-8507 |
| Document Number | 0005900018 |
|---|---|
| Date | Sep 11, 2025 |
| Book Page | KCM 686/58 |
| Instrument | 25091105900018 |
| Name | FIRST FINANCIAL BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45246 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Sep 10, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 95 SIMON CT, INDEPENDENCE, KY 41051-8507 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0005900170 |
|---|---|
| Date | Oct 3, 2022 |
| Book Page | 411/581 |
| Instrument | 22100305900170 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Sep 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 95 SIMON CT, INDEPENDENCE, KY 41051-8507 |
| Document Number | 0000000075 |
| Instrument Date | Nov 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 8, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 95 SIMON CT INDEPENDENCE KY 410518507, INDEPENDENCE, KY 41051-8507 |
| Document Number | 0000000075 |
|---|---|
| Date | Nov 23, 2020 |
| Book Page | 00M130/000517 |
| Instrument | 75 |
| Name | SUCCESS MTG PTRS |
|---|---|
| Type | Mortgage Company |
| Address | PLYMOUTH, MI 48170 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 22, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 95 SIMON CT, INDEPENDENCE, KY 41051-8507 |
| Document Number | 0000000079 |
| Instrument Date | Dec 31, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2020 |
| Title Company | NORTHWEST TITLE COMPANY, NORTHWEST TITLE CO. |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 95 SIMON CT INDEPENDENCE KY 410518507, INDEPENDENCE, KY 41051-8507 |
| Document Number | 0000000079 |
|---|---|
| Date | Jan 24, 2020 |
| Book Page | 0000M5/000849 |
| Instrument | 79 |
| Name | POLARIS HM FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | GRANDVILLE, MI 49418 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jan 23, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | May 30, 2019 |
| Property Address | 95 SIMON CT, INDEPENDENCE, KY 41051-8507 |
| Document Number | 0000000177 |
| Book / Page | 0I4270 / 000192 |
| Instrument Date | May 28, 2019 |
| Instrument | 177 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2019 |
| Title Company | 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $172.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 95 SIMON CT INDEPENDENCE KY 410518507, INDEPENDENCE, KY 41051-8507 |
| Document Number | 178 |
|---|---|
| Date | May 30, 2019 |
| Book Page | 0I4270/000195 |
| Instrument | 178 |
| Name | POLARIS HM FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | GRANDVILLE, MI 49418 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 29, 2049 |
The 2025 property tax bill for 95 Simon Ct was $2,326.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Independence City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $200,000 (-) Land $40,000 Building $160,000 | $200,000 (-) Land $40,000 Building $160,000 | |
| 2025 | $2,326.00 | $200,000 Land $40,000 Building $160,000 | $200,000 Land $40,000 Building $160,000 |
| 2023 | $2,170.00 | $172,000 Land $30,000 Building $142,000 | $172,000 Land $30,000 Building $142,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 95 Simon Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 95 Simon Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures